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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Just like paypal feels good to know your safe.

Just like paypal.feels good to know your payment is safe Reviewed on: 9th June 2026

Love the new loyalty program

I enjoy shopping through PayPal and collecting points. Also great discount offers with some retailers! Reviewed on: 9th June 2026

Excellent service.customer review

Excellent service and efficient application Reviewed on: 9th June 2026

It has been good .

It has been good . I have been a customer for years and my credit limit is always manageable Reviewed on: 9th June 2026

Alway there.

Alway there. Never any problems with purchases, and always available to assist if required Reviewed on: 9th June 2026

Good thanks helpful and convenient

Good thanks helpful and convenient Reviewed on: 9th June 2026

Excellent and quick service.

Excellent and quick service. I haven’t had any issues so far Reviewed on: 9th June 2026

Best for instant payment and interest free paym...

Very good for instant payment and interest free payment plan!! Reviewed on: 9th June 2026

0% interest for 4 months is good, that gives you the...

0% interest for 4 months is good, that gives you the opportunity to pay off quickly without incurring additional charges Reviewed on: 9th June 2026

Was the top fast and easy.

Was the top fast and easy. I love it. :) Reviewed on: 9th June 2026

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