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PayPal: PayPal Credit reviews

4.90
Based on 83,521 reviews, last reviewed 24th Apr 2026
3017700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Easy to use, PayPal accepted broadly on products and... Easy to use, PayPal accepted broadly on products and options for payments available. This has dramatically helped me to buy larger priced items I cann... Read more Reviewed on: 24th April 2026
Mellissa G's avatar
Mellissa G

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83521)

I don't trust about lottery, I never get some money...

5
I don't trust about lottery, I never get some money from someone, only hard work. That's why paid my bills into minimum Reviewed on: 26th May 2025

Always efficient easy to to use and fast service

5
Always efficient easy to to use and fast service Reviewed on: 26th May 2025

Paypal credit the best

5
I love PayPal for how best they handle disputes …Also, it has an excellent financial Releif plartform - PayPal credit … simply the best. I recommend pay for a transaction for any genuine transaction out there Reviewed on: 26th May 2025

I have had great service with Paypal

5
I have had nothing but excellent service with Paypal Reviewed on: 26th May 2025

Love PayPal!

5
Love PayPal! Makes or easy to spend and pay back and have control over my finances Reviewed on: 26th May 2025

Easy and convenient to use

5
Easy and convenient to use. Particularly like their pay in 4 months with zero interest offer. Customer support have always been friendly and helpful whenever I needed assistance or had any queries, particularly over chat. Reviewed on: 26th May 2025

Excellent choice highly recommended

5
Excellent choice highly recommended Reviewed on: 26th May 2025

Good easy to use service.

5
I have used PayPal credit a couple of times now. And the process of obtaining the credit is easy to understand. It’s very clear how much you are borrowing and how many payments. PayPal worked well at the site i used with their online shop. No complaints from me at all. Reviewed on: 26th May 2025

Flexible, user-friendly and great customer support!

5
So far I have enjoyed the flexibility in interest free purchases that was made possible with Paypal credit. I also enjoyed the seamless user-friendly online payment portal when making online purchases. Finally, when in need of support, I found their customer service team to be well informed and very helpful. Reviewed on: 26th May 2025

I always feel safe when I purchase anything with Pay...

5
I always feel safe when I purchase anything with PayPal it’s like they have your back great service Reviewed on: 26th May 2025

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