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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good service that gives financial flexibility and se...

Good service that gives financial flexibility and security. Reviewed on: 9th June 2026

I have been using paypal for many years.

I have been using paypal for many years. I feel more protected when using paypal.I love the different credit options as well. Reviewed on: 9th June 2026

PayPal is an excellent platform for secure payments...

PayPal is an excellent platform for secure payments and is also very convenient for installment payments. I appreciate the regular updates and notifications I receive, which help me stay informed about all activities on my account. In the five years I have been using PayPal, I have never experienced any problems with their service. Their staff handle complaints professionally and respond promptly, both in taking action and providing feedback. Overall, I am very satisfied with PayPal's reliability and customer service. Reviewed on: 9th June 2026

Very easy service to use, with great offers, very tr...

Very easy service to use, with great offers, very transparent, I use it all the time ! Reviewed on: 9th June 2026

I find the app terrible.

I find the app terrible. It is very hard to see what I owe, when money is due to be paid out and how to change what card it comes out of. Reviewed on: 9th June 2026

Always had a great experience, great way to spread t...

Always had a great experience, great way to spread the cost and make life more manageable Reviewed on: 9th June 2026

PayPal service is excellent and a credit to them stop

The whole process with using PayPal is always an easy and very smooth transaction whether it is PayPal credit, PayPal pay in three or using my PayPal credit card. When I need help or assistance, the PayPal customer service is always really good.. Reviewed on: 9th June 2026

Really smooth process to deal with, no faults.

Really smooth process to deal with, no faults. Reviewed on: 9th June 2026

Convenient and confident

Easy, accessible, more ways and places are being added, simple , quick and convenient Reviewed on: 9th June 2026

Slow transaction updates in the app and on website.

Slow transaction updates in the app and on website. Lack of clarity of process used Reviewed on: 9th June 2026

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