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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal for all purchases

I always use PayPal for all my purchases, the reasons are clear, the credit account where I can pay in 3 payments with no interest and I can pay monthly for more expensive items, but still no interest if paid in a certain time period, also the resolution centre if I have any problems ensure that all my transactions are safe. Reviewed on: 9th June 2026

Easy & Flexible

I think it's easy to use, flexible and very handy for unplanned larger purchases. Reviewed on: 9th June 2026

Good with zero percent offers

I like the ability to pay in 3 at no cost and the 4 month interest free offers. The interest rate is also very good when you do have to pay. Reviewed on: 9th June 2026

I always have a good experience when using PayPal Cr...

I always have a good experience when using PayPal Credit. It’s simple and easy to use and I feel it’s a safe way to pay online. Reviewed on: 9th June 2026

Very easy to use and to understand how it works...

Very easy to use and to understand how it works Reviewed on: 9th June 2026

All round great service!

Easy to use and great service and gave me a great amount of credit to start with so overall I am extremely happy with this service Reviewed on: 9th June 2026

Secure and Worry Free

I find using PayPal for online purchases very secure and worry free, I trust them. Reviewed on: 9th June 2026

Paypal Credit is super simple to use!

Paypal Credit is super simple to use! Highly recommended. Reviewed on: 9th June 2026

PayPal, your daily lifesaver.

When you think about something reliable, think PayPal, excellent customer service, that's PayPal, borrowing and paying at your own time, its PayPal, no flooded emails and pressure on you to pay back, that is PayPal. When you think money or credit with comfort, you just think about PayPal. PayPal makes life safer. Reviewed on: 9th June 2026

Very reasonable, easy going

Very reasonable, easy to use services, easily contactable. Reviewed on: 9th June 2026

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