Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

View other PayPal products

4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181046)

Having the option is fantastic

I love having to option to pay for my purchases over time rather than the whole lot in one go. Having recently become a grandmother to my beautiful twin grandsons I can spread the cost of spoiling them. Reviewed on: 9th June 2026

I love using PayPal, as its simple to use.

I love using PayPal as its so simple to send & receive money. PayPal credit has helped when I need something, & I can pay it off in 4 instalments with no interest. Reviewed on: 9th June 2026

easy to use and staff friendly

Just so easy to use and when I have had to speak with staff they have been so friendly and helpful Reviewed on: 9th June 2026

Technophobe friendly!

As a technophobe, I' was pleased to see how simple PayPal is to use; I weas soon comfortable to use the facilities much more often. I'm enabled to purchase items that I would otherwise not be able to afford with one-off payments. Thank you! Reviewed on: 9th June 2026

Easy to use, easy app and convenient.

Easy to use, easy app and convenient. Great way to manage spending. Reviewed on: 9th June 2026

Easy to use accurate safe and easy to help if its fr...

Easy to use accurate safe and easy to help if its fraud Reviewed on: 9th June 2026

Good experience but customer service are not always...

Good experience but customer service are not always able to help it provide an advice Reviewed on: 9th June 2026

Regular user

Regularly use paypal and utilise the offers of instalment and credit payment. Never had any issues, easy to use app and find this to be a very good method of payment to keep track of.purchases as well foe online shopping. Very pleased Customer and user. Reviewed on: 9th June 2026

An excellent credit arrangement!

An excellent credit arrangement, allowing 4 months at 0% interest, for those larger purchases over £100.00. Has become easier to manage with the new statement style giving consumers greater clarity of payments due. Great app too! Reviewed on: 9th June 2026

PayPal is brilliant for me because when you make a p...

PayPal is brilliant for me because when you make a purchase using PayPal you can be assured that if anything goes with your purchase you are protected by PayPal's money back guarantee. Also it makes life a lot easier easier with a choice of payment options ie pay in three or pay later. Also PayPal is a widespread accepted method of paying for your purchases. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101216 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub