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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Good to use no extra fee no interest 4 months...

5
Good to use no extra fee no interest until 4 months great experience Reviewed on: 9th June 2026

Smooth experience since registering!

5
Smooth experience since registering! Great format and guidance Reviewed on: 9th June 2026

Have it for a long time nogreatw , excellent

5
Have it for a long time now , excellent Reviewed on: 9th June 2026

highly Recommend to use PayPal credit, so affordable...

5
highly Recommend to use PayPal credit, so affordable interest rate and secure transaction Reviewed on: 9th June 2026

Found it very helpful and easy to use.

5
Found it very helpful and easy to use. Reviewed on: 9th June 2026

PayPal Credit safe and so useful...

5
PayPal credit is so easy to apply for and so useful and safe to use. Repayments are easily structured and rates are excellent compared to other forms of credit. Reviewed on: 9th June 2026

Easy and flexible.

5
Was easy to set up and gave me the flexibility I needed. Reviewed on: 9th June 2026

The versatility of PayPal

5
PayPal is accepted worldwide and sends payments immediately, it’s a great service. I recommend PayPal to friends and family. Reviewed on: 9th June 2026

I have used pay in three.

5
I have used pay in three. If it wasnt for paypal i could not afford to pay my holidays. I am so gratefull. Reviewed on: 9th June 2026

Paypal listens to you and helps when needed

5
In todays world companies can be sneaky and charge you when they shouldnt. Paypal is good at being fair and resolving problems. Reviewed on: 9th June 2026

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