Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,761 reviews, last reviewed 24th Apr 2026
3040300% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy transactions with secure transfers and knowledg... Easy transactions with secure transfers and knowledge that you are covered Reviewed on: 24th April 2026
Mic D's avatar
Mic D

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (83761)

I can rely on PayPal to help secure payment, resolve...

5
I can rely on PayPal to help secure payment, resolve issues. Always giving advance notice to due payment Reviewed on: 26th May 2025
Sharima S's avatar
Sharima S

My Pal Paypal

5
Perfect for budgeting as it allows every option in buying safely and securely Sets you a limit that is manageable.Provides controls that keep you within your affordable budget. Reviewed on: 26th May 2025
Mary's avatar
Mary

I’ve received nothing but Great services from the mo...

5
I’ve received nothing but Great services from the moment I open my account Reviewed on: 26th May 2025
Ian W's avatar
Ian W

Easy to use,,pay in three and paypal credit

5
Easy to use,,pay in three and oaypal credit Reviewed on: 26th May 2025
Venus's avatar
Venus

Easy payments

5
Use it a lot as it is so easy & quick Reviewed on: 26th May 2025
Sandra C's avatar
Sandra C

So far I had a great services from pay in 3 and PayP...

5
So far I had a great services from pay in 3 and PayPal credit. Only once I did have an issue with a CUstomer representative but maybe she was having a bad day! I rang back the following day and the girl was fantastic. Reviewed on: 26th May 2025
Christophe's avatar
Christophe

I have used papal credit for almost 3 years and they...

5
I have used papal credit for almost 3 years and they are very transparent with fees . I benefited from interest free periods. I get emails to let me know when my payment is due. I spoke to customer service a few times and they have been so supportive that I didn't have to call again about the same issue. Very simple way of using credit especially as now a lot of retailers use this method of payment. Reviewed on: 26th May 2025
Safiya E's avatar
Safiya E

PayPal credit has allowed me an opportunity to accom...

5
PayPal credit has allowed me an opportunity to accomplish my dreams. Amazing customer service Reviewed on: 26th May 2025
Carmen's avatar
Carmen

Excellent way to spend money and so secure.

5
PayPal is excellent with what it does, easy to use and easy to log in to the app to check account balance etc. Much quicker than using card payments. All in all a great way to make payments and so easy to use. I would recommend it to all. Reviewed on: 26th May 2025
Richard F's avatar
Richard F

Very simple app and payment/credit system to use - g...

5
Very simple app and payment/credit system to use - gives me complete control of managing cashflow. Great interest free options - I mean why wouldn't you! Reviewed on: 26th May 2025
Dan B's avatar
Dan B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill