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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Paypal is a quick and easy way to pay!

5
PayPal credit has always been an easy and quick means for purchases, the flexible limit and the limit increase offers help so much. For me the interest deals are really good and helpful for the larger purchases I’ve made. And the fact you can use PayPal credit on most websites is super handy. Reviewed on: 9th June 2026

It’s been more than 13 years mme using PayPal credit...

5
It’s been more than 13 years mme using PayPal credit excellent service always handy one click away and of course when u do not have cash plenty of time to pay back Reviewed on: 9th June 2026

Pay Pal is perfect I like most is...

5
I have used PayPal for years and what I like most is the security of paying merchants and not revealing my card details .In also like the period of interest free. Credit on certain transactions easy to pay for large items like holidays Reviewed on: 9th June 2026

Been using PayPal since its inception on Ebay

5
Been using PayPal since its inception on Ebay and have always had excellent service with absolutely no complaints and the complaints and the disputes centre is easy to negotiate and the outcomes generally very fair and quick. Reviewed on: 9th June 2026

Brilliant service

5
So easy and safe to use. Also good to have more time to pay and the pay in 3 is very useful. Reviewed on: 9th June 2026

In PayPal you can trust x

5
Really amazing and easy to use with everything explained really well.Appreciate the easy set up and instructions. Reviewed on: 9th June 2026

Very easy and pleasant .

5
Very easy and pleasant . Customer service always there to help Reviewed on: 9th June 2026

Lots of possibilities

5
I have mat tailored ways to pay back either pay in 3 or credit or simply as a means of pay which is more protected! Reviewed on: 9th June 2026

Easy to use and accepted in most places

5
Easy to use and accepted in most places Reviewed on: 9th June 2026

Review of paypal

5
Instructions on how to use are easy and also easy to keep track of payments Reviewed on: 9th June 2026

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