Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,916 reviews, last reviewed 24th Apr 2026
3054600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Im very happy that can have PayPal credit limit So I... Im very happy that can have PayPal credit limit So I can buy any things online or wallet fantastic thanks for that Reviewed on: 24th April 2026
Jaroslav s's avatar
Jaroslav s

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (83916)

Very secure and easy to use

5
I find the PayPal service very easy to use and I believe that the service is also very secure. I have made use of the 3 instalment payment method which is great for managing my budget. Reviewed on: 26th May 2025
David WS's avatar
David WS

I use PayPal for most payments online as it’s hassle...

5
I use PayPal for most payments online as it’s hassle free and also I feel safer Reviewed on: 26th May 2025
H morgan's avatar
H morgan

Always 10/10, brilliant option to have

5
Always 10/10, brilliant option to have Reviewed on: 26th May 2025
Ben G's avatar
Ben G

Fantastic work and really worth it to saving money e...

5
Fantastic work and really worth it to saving money each time like buying travel hotels and all kinds off things is it Reviewed on: 26th May 2025
aurangzeb a's avatar
aurangzeb a

It’s more convenient paying with PayPal.

5
It’s more convenient paying with PayPal. It is a trusted and reliable paying gateway for payment of our online shopping needs. Reviewed on: 26th May 2025
Chencho D's avatar
Chencho D

Really fantastic company

5
PayPal have always been brilliant for me - fantastic service and great customer service- excellent company Reviewed on: 26th May 2025
Louise l's avatar
Louise l

Making life simpler ..

5
excellent service with easy to use app makes paypal a dream to use also it provides an additional level of reassurance and security not having to use my bank card. Paypal staff are always helpful and supportive when required and are quick to resolvr any issues. Reviewed on: 26th May 2025
Annie B's avatar
Annie B

Best pal ever

5
Used this service over the last 10 months , really great service , no hassle and left alone , not intruding into how why or where you spend your money , sends reminders on when your payments are due too Reviewed on: 26th May 2025
Doreen L's avatar
Doreen L

PayPal Credit Best For Interest Free Shopping

5
I’ve been using PayPal Credit for a while now, and I love how easy it is to use! It’s super convenient for splitting bigger purchases into manageable payments, especially with the 0% interest offers when you pay on time. The approval was quick, and it’s awesome to have it right there in my PayPal account. Customer service has been great whenever I’ve had questions. Definitely a lifesaver for online shopping! Reviewed on: 26th May 2025
Daniel T's avatar
Daniel T

Easy to use ...

5
I like using PayPal as I feel safe transferring money and the app is very easy to use Reviewed on: 26th May 2025
lyndonmagnus@yahoo.co.uk's avatar
[email protected]

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill