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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

No Paypal customer services for UK customers

I was actually defrauded by a company that was offering to sharpen images for a about 50p. They then took £53 deom my Paypal account and tried to sign me up for a fortnightly payment. When I tried to get the payment blocked, Paypal ruled in the company's favour in about 30 seconds of my complaint and there was nobody to talk to and no way to appeal. They have no human customer services at all for Uk customers. Reviewed on: 9th June 2026

I love the four-month flexibility to repay with no..

I love the four-month flexibility to repay with no interest. Great customer service, they thrive to resolve all issues and very patient team. I love the four-month flexibility to repay with no interest. Great customer service; they thrive on resolving all issues and have a very patient team. Reviewed on: 9th June 2026

I find the PayPal service consistently performs wel...

I find the PayPal service consistently performs well and responsive to any queries. Reviewed on: 9th June 2026

Always there when I need it

Always there when I need it specially when I'm short with the money the best is u can pay almost everywhere Reviewed on: 9th June 2026

PayPal is a great payment carrier

PayPal is a great payment carrier, and I also use their credit facilities that work very well and have a competitive interest rate. More online retailers should accept PayPal Reviewed on: 9th June 2026

Easy to access and manage and view great app

Easy to access and manage and view great app Reviewed on: 9th June 2026

PayPal 4 month

super bez problemu moge dokonywac zkupow i placic po 4 miesicachGreat, I can make purchases and pay after 4 months without any problems Reviewed on: 9th June 2026

Paypal credit is very easy to set up and stay on top...

Paypal credit is very easy to set up and stay on top of the limit. The customer support has been great when there have been issues with purchases. Reviewed on: 9th June 2026

you can relax with PayPal

I have used PayPal for many years and always had a good experience, any problems with sellers they will sort the problem and the communication is second to none, altogether a good safe experience and highly recommended Reviewed on: 9th June 2026

Allows me to purchase items and spread the cost, tha...

Allows me to purchase items and spread the cost, that I would not normally be able to purchase. Reviewed on: 9th June 2026

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