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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,084 reviews, last reviewed 24th Apr 2026
3070800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and efficient. Have always been very helpful polite and efficient. Outstanding performances. Reviewed on: 24th April 2026
ERIC W's avatar
ERIC W

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84084)

Ease of app.

5
Ease of app. Easy to use. Always recommend Reviewed on: 26th May 2025
Doggos for king's avatar
Doggos for king

Payment Reminders

5
I have always had good experiences with PayPal credit. My only issue is that I have missed the odd monthly payment before I set up the direct debit (problems setting up direct debit for a few months). I don’t think there was much communication in regards to reminders of upcoming payments. The customer service team to be after the payment has been missed but have always been extremely helpful Reviewed on: 26th May 2025
BF's avatar
BF

Brilliant!

5
I’ve been with PayPal for a number of years now always brilliant! Reviewed on: 26th May 2025
Rihana S's avatar
Rihana S

Excellent service thank you

5
Hassle free. Good communications. Always there when I need it. Helps me manage my spending. Reviewed on: 26th May 2025
Christine P's avatar
Christine P

Really good.

4
Really good. I have used PayPal a few times and I will be using it more often in the near future. Reviewed on: 26th May 2025
Abdul Muktadir's avatar
Abdul Muktadir

Convenient pal using for payment and the...

5
Very happy with my pay pal using for payment and the credit is very useful if I’ve had a problem with a supplier they are always very helpful i use PayPal for Neely al my transactions i would recommend using PayPal it’s easy and convenient. Reviewed on: 26th May 2025
Dil's avatar
Dil

Very easy to use and I f need to contact them always...

5
Very easy to use and I f need to contact them always helpful Reviewed on: 26th May 2025
Heidi S's avatar
Heidi S

I like the loan policy with a one-month grace period.

5
I like the loan policy with a one-month grace period. I use it all the time. Reviewed on: 26th May 2025
ALEKSANDRS C's avatar
ALEKSANDRS C

Flexible plans and easy to use and easy to apply.

5
Flexible plans and easy to use and easy to apply. Reviewed on: 26th May 2025
Gelu's avatar
Gelu

Quick and easy to use

5
Using PayPal is quick and easy and if a problem arises they are always helpful. Reviewed on: 26th May 2025
Colin M's avatar
Colin M

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