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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

PayPal always have help in hands for me.

5
PayPal always have help in hands for me. Reviewed on: 9th June 2026

Really happy you van have those items u allways want...

5
Really happy you van have those items u allways wanted and pay back easy and safe Reviewed on: 9th June 2026

I found PayPal as a safe and easy.

5
I found PayPal as a safe and easy way of making payments. Reviewed on: 9th June 2026

Easy peasy!

5
Such an easy process and customer service is excellent! Reviewed on: 9th June 2026

Valuable when needed

5
I have used PayPal credit a few times and found it seamless and user friendly Reviewed on: 9th June 2026

it is easy to use and see how much you owe.

4
it is easy to use and see how much you owe. it is a good service being able to split payment for free. Reviewed on: 9th June 2026

Long term user

5
Have been with PayPal for years. Never had a problem. smooth transactions and have never had to report any issues Reviewed on: 9th June 2026

A great way to purchase items and services.

5
I use paypal a lot to paty for purchase items and send money. It is so easy to use the service. Gives a great way to manage payments iin instalments allowing yu to budget. Reviewed on: 9th June 2026

Great Service

5
Great Service. Easy to set up and use. Always kept informed. Reviewed on: 9th June 2026

gold star

5
Always easy to use. No problems encountered. Reviewed on: 9th June 2026

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