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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Good app and to keep track of money

5
Good app and to keep track of money Reviewed on: 9th June 2026

Good really good.

5
Good really good. So good.sooooooooooooo good. Reviewed on: 9th June 2026

All good start to finsh very easy ti deal with

5
All good start to finsh very easy ti deal with Reviewed on: 9th June 2026

PayPal is easy to use.

5
PayPal is easy to use. And great value for my Reviewed on: 9th June 2026

PayPal is the safest platform to pay for purchases w...

5
PayPal is the safest platform to pay for purchases without having to divulge card details. In addition to the safety provided by PayPal, they also provide excellent service through their advisors for information on the order or closure of disputes. Reviewed on: 9th June 2026

Been using for 3years good app nice easy to...

5
Been using for 3years good app nice easy to work Reviewed on: 9th June 2026

PayPal Credit gives you piece of mind to be able to...

5
PayPal Credit gives you piece of mind to be able to purchase goods and allows you three options firstly you can either pay the total in full straight away. Secondly you have the option to spread the cost in three instalments, thirdly you have the option to add your total payments to PayPal Credit which gives you four months to pay off your total. Allowing you the choice and opportunity to spread the cost helps a lot of people possibly on a low income to purchase things in an affordable way. I would highly recommend Paypal Credit to family and friends. Reviewed on: 9th June 2026

No Issues with Paypal Credit

5
I’ve had no issue when using paypal credit and any issues i’ve had with unauthorised subscriptions with other companies they’ve dealt with quickly and efficiently Reviewed on: 9th June 2026

I joined PayPal credit almost 6 months ago- delightful

5
I joined PayPal credit almost 6 months ago. I have found it super-convenient and the joining process easy, and the apps and cards functionality easy as well to navigate. Reviewed on: 9th June 2026

Good support, useful in may situations.

4
Good support, useful in may situations. Reviewed on: 9th June 2026

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