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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal is very easy to use.

PayPal is very easy to use. Would recommend to anyone Reviewed on: 9th June 2026

Absolutely love how easy PayPal credit is to use and...

Absolutely love how easy PayPal credit is to use and understand great customer service if needed the app works really well and having the card makes paying for thing so much easier and value for money on the site is great Reviewed on: 9th June 2026

Good communication, great service.

Good communication, great service. Thank you for my money Reviewed on: 9th June 2026

So difficult to set up payments, but really quick to...

So difficult to set up payments, but really quick to charge you money due to this not been paid Reviewed on: 9th June 2026

Easy to use and choice of payment options.

Easy to use and more places accepting PayPal. Choice of payment methods mean it’s easy to manage. Reviewed on: 9th June 2026

Thanks paypal.

Raised a dispute with paypal,due to the fact the tv company was not nonouring the guarantee,after this i dealt with differnt department,and secured full refund.thanks paypal Reviewed on: 9th June 2026

Always available

PayPal credit and other options have never let me down. Always available when needed Reviewed on: 9th June 2026

Very easy forward to apply , as ll information is cl...

Very easy forward to apply , as ll information is clear in the app Reviewed on: 9th June 2026

Great product

Paypal Credit is easy to use and accepted by most retailers. The app is accessible and easy to navigate. Reviewed on: 9th June 2026

I use pay pal when ever I get the option.

I use pay pal when ever I get the option. It is quick and simple, and I know that if there are any issues with the purchase, pay pal is there to assist me getting a refund. This has happened on a couple of occasions and they sorted the issue Reviewed on: 9th June 2026

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