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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181045)

So easy to use, can track exactly what I am spending...

5
So easy to use, can track exactly what I am spending & it’s easy to pay back. Where ever you shop you can use PayPal credit, it’s also safe. Reviewed on: 9th June 2026

You can trust PayPal

5
I’ve been using PayPal for a long time; I find them totally trustworthy; I can buy from retailers in confidence, knowing if there are any problems, PayPal will be there for me. I had an issue with a non delivery from a company in China and they sorted it out for me, and got my money back. The pay in 3 helps you buy items whilst spreading the cost out. Plus the interest free credit over 4 months is a big help too. Reviewed on: 9th June 2026

Very good service paypal ,value for money,safe trans...

5
Very good service paypal ,value for money,safe transactions,safe shopping experience,always there to help with any disputes,no stress no problems thanks paypal Reviewed on: 9th June 2026

Always very easy to use PayPal and when ever I have...

5
Always very easy to use PayPal and when ever I have needed to speak to customer support they have always been friendly and helpful Reviewed on: 9th June 2026

Amazing service

5
Amazing service ,had an issue and contacted customer support and they were very friendly and helpfull. Reviewed on: 9th June 2026

Excellent service from PayPal

5
You can always get help if you need it. Reviewed on: 9th June 2026

great support to finance.

5
It is a great help to support my finance. Reviewed on: 9th June 2026

Been with Paypal for 10 Years.

5
I have been with paypal for about 10 years, possbily longer, always been a delight to use and have never had any major issues. When problems have arose their customer support has been a help in sorting it out for me in many ocassions. Reviewed on: 9th June 2026

Stacy-Ann

5
I've enjoyed using PayPal, very efficient service that allows you to spend wisely Reviewed on: 9th June 2026

Good app and to keep track of money

5
Good app and to keep track of money Reviewed on: 9th June 2026

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