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PayPal: PayPal Credit reviews

4.90
Based on 84,335 reviews, last reviewed 24th Apr 2026
3094300% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has helped me in all aspects pay in 3 PayPal... PayPal has helped me in all aspects pay in 3 PayPal credit providing me with opportunities like holidays and weekends away with there interest free pa... Read more Reviewed on: 24th April 2026
Debbie L's avatar
Debbie L

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84335)

Simple to understand and easy to use

5
Simple to understand and easy to use Reviewed on: 26th May 2025

Excellent service and very helpful

5
Excellent service and very helpful Reviewed on: 26th May 2025

Just great never had a problem

5
Just great never had a problem service has always been spot on and I’ve been using PayPal for years Reviewed on: 26th May 2025

So easy and safe second to none i use it on most all...

5
So easy and safe second to none i use it on most all of the time Reviewed on: 26th May 2025

It was useful while needed for my shop supply’s whic...

4
It was useful while needed for my shop supply’s which was arts / crafts . afterwards it was too easy to fall back on it instead of my credit card . the interest on PayPal credit is high than most credit cards. I found it had to be paid quite quickly to afford charges and kept me from staying in debt . . Once paid off the account is kept open which I suppose is useful incase it’s needed in the future . Reviewed on: 26th May 2025

PayPal credit and pay in three is incredibly conveni...

5
PayPal credit and pay in three is incredibly convenient and represents excellent value for money. Given its easy integration with Amazon and eBay it makes purchasing decisions much more flexible. Particularly pay in three, as this gives a cheap and easy way to purchase larger items interest free over a short period of time Reviewed on: 26th May 2025

Always helpful especially if scam purchase made

5
Always helpful especially if scam purchase made. Refund process easy Reviewed on: 26th May 2025

Paypal is excellent in service.

5
Paypal is excellent in service. Very quick fast and secure and reliable. Reviewed on: 26th May 2025

positives

5
if yore short papl is alwayse been their for me withit no problemes ever . great company yore money is secure .excelent Reviewed on: 26th May 2025

I use Paypal for most online retail shopping

5
I use Paypal for most online retail shopping Reviewed on: 26th May 2025

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