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PayPal: PayPal Credit reviews

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4.90
Based on 83,422 reviews, last reviewed 24th Apr 2026
3008900% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy way to shop It’s such an easy way to shop and the facility to pay over 3 or 4 months makes shopping easy Reviewed on: 24th April 2026
Cath webb's avatar
Cath webb

Latest lowest rating:

2

PayPal credit is great where it's accepted. BUT PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. Y... Read more Reviewed on: 23rd April 2026
MattL's avatar
MattL
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83422)

PayPal credit has made life easy for me and my fa...

5
PayPal credit has made life easy for me and my family. Shopping became easier and paying for travel Reviewed on: 26th May 2025
Cynthia A's avatar
Cynthia A

highly recommend!

5
Really understanding and compassionate staff. Straight forward to use! Great value Reviewed on: 26th May 2025
Leonie 's avatar
Leonie

Never had an issue.

5
Never had an issue. Great experience every time. Reviewed on: 26th May 2025
Bethaney B's avatar
Bethaney B

Paypal credit

5
Been using PayPal for years: mainly PayPal credit, interest isn’t too bad and can be paid off by a minimum spend each month Reviewed on: 26th May 2025
Emma 's avatar
Emma

I’ve had used PayPal for a very long time now and ha...

4
I’ve had used PayPal for a very long time now and have never had any issues. Reviewed on: 26th May 2025
Rachel F's avatar
Rachel F

Easy to use and no issues whatsoever with any purcha...

5
Easy to use and no issues whatsoever with any purchase using this Reviewed on: 26th May 2025
Jill A's avatar
Jill A

Reliable

5
Reliable service easy to use recommend to many Reviewed on: 26th May 2025
Louise 's avatar
Louise

Always easy to talk too and sort things ou

5
Always easy to talk too and sort things ou Reviewed on: 26th May 2025
Chris D's avatar
Chris D

Using PayPal is extremely simple and also gives piec...

5
Using PayPal is extremely simple and also gives piece of mind in terms of security. Reviewed on: 26th May 2025
James G's avatar
James G

I love Paypal!

5
I love Paypal! The original and still the best. I have had a Paypal account for years, and on the few occasions I have had to contact them they have been quick, efficient and positive. No fuss, straightforward communications, no huge amounts of promotional emails. Exactly what I need. Reviewed on: 26th May 2025
Suzanne W's avatar
Suzanne W

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