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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I find paypal easy and convenient

I find paypal an easy and convenient way to pay for purchases efficiently and effectively. Reviewed on: 9th June 2026

Very fast and friendly easy to use

Very fast and friendly easy to use Reviewed on: 9th June 2026

Safe and secure ways to pay for everyday purchases

Pay pal is convenient and safe way to shop and buy online and in stores now with the debit and credit cards experience has been great . Reviewed on: 9th June 2026

Been using PayPal for years know.

Been using PayPal for years know. It's the place to go for every days payment. Reviewed on: 9th June 2026

Always had a great experience

Always had a great experience with PayPal always helped spread the cost. I really like the PayPal plus feature where you can earn money back on purchases. Would definitely always recommend PayPal Reviewed on: 9th June 2026

Great Choices

The choice of payment methods and excellent credit savings are what keeps me using Pay Pal. On the one occassion I had an isue with a supplier they were quick to respond and help me resolve. Reviewed on: 9th June 2026

Excellent - use it on an almost daily basis

Excellent - use it on an almost daily basis Reviewed on: 9th June 2026

4 months interest free bonus

Paypal credit has been a lifeline for difficult months. Easy to set up direct debit to make repayments, ensuring that you keep on top of payments and don't affect credit score. Best part is that is repayments are made within the 4 months then no interest is charged. Reviewed on: 9th June 2026

Customer service

Simple and straightforward no hidden fees Reviewed on: 9th June 2026

Great Experience

PayPal Pay in 3 is a really useful service that I use frequently. It makes bigger purchases more affordable by being able to split the cost over three months, without having to pay extra for the privilege, since it is interest-free. Reviewed on: 9th June 2026

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