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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Very easy to use, and also good customer service

5
Very easy to use, and also good customer service Reviewed on: 9th June 2026

I trust paypal to purchase online.

5
I trust paypal to purchase online. I know my money is safe with them. I will be covered for any scams. I find it easy to purchase on the credit option for things come up unexpectedly. I have not experienced any problems from PayPal to date. This is a trusted safe option and I recommend to all my friends and family. I also have enhanced security with my authenticator app Reviewed on: 9th June 2026

Paypal credit is very useful

5
I have been using PayPal credit since it was launched, the 4 month interest free period is excellent and it is very easy to use, the physical card was a good addition. Reviewed on: 9th June 2026

always an easy and simple process

5
always an easy and simple process Reviewed on: 9th June 2026

Really helpful towards purchasing online.

5
Really helpful towards purchasing online. Reviewed on: 9th June 2026

Very easy to use, no extortionate fees

5
Very easy to use, no extortionate fees Reviewed on: 9th June 2026

Genuinely I have never had a fault or issue with Pay...

5
Genuinely I have never had a fault or issue with PayPal, the whole process works really well and the app and payment experience is flawless. Reviewed on: 9th June 2026

Does what I want it to do easy to use and value for...

5
Does what I want it to do easy to use and value for money Reviewed on: 9th June 2026

Paypal credit is the best there is!

5
Paypal credit is the best there is! I only have positive experience with this financial tool. It is easy to use, has promotional interest free plans and customer service is fantastic. Highly recommended! Reviewed on: 9th June 2026

I've always had a good experience with paypal custom...

5
I've always had a good experience with paypal customer service are aways there for you to help Reviewed on: 9th June 2026

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