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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83360 reviews)

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4.90

Based on 83,360 reviews, last reviewed 23rd Apr 2026

3003200% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I like using PayPal Credit whenever I need it. I like using PayPal Credit whenever I need it. One big advantage is that there are no fees, at least in my experience. You can pay it off when you can... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83360)

I have used PayPal for a number of years and find it...

I have used PayPal for a number of years and find it an exremely useful tool for tranzferance of money to friends and family and to pay for goodd Reviewed on: 26th May 2025

Easy and simple.

Simply an easy way to spread the costs and budget Reviewed on: 26th May 2025

Great product. Admin could be better.

Great product, easy to use and widely accepted. It's just not always easy to work out how much is owed each month and when the payment is due by. Reviewed on: 26th May 2025

Better than a credit card.

Better than a credit card. Use PayPal credit to pay in full and pay it back as and when you can afford it. There’s no pressure to pay it back quickly or at an amount that makes your finances really tight. Reviewed on: 26th May 2025

Simple and Easy to use

I have used PayPal credit several times it is easy to use and I would recommend Reviewed on: 26th May 2025

Love PayPal ...

I have used PayPal for many years and find them very flexible and a option when required. The pay in 3 option is brilliant when you'd like to split a larger payment. Customer service has always been very knowledgeable, friendly and professional. Reviewed on: 26th May 2025

Class service !

Never had a bad experience first class service every time! Reviewed on: 26th May 2025

It gives me peace of mind as the assistance given is...

It gives me peace of mind as the assistance given is amazing Reviewed on: 26th May 2025

Excellent Experience with PayPal Finance

I’ve had a great experience using PayPal’s finance options. The process is straightforward and easy to manage, especially for someone who prefers the convenience of handling everything online. The interface is user-friendly, and it’s simple to track payments, view your balance, and set up automatic payments. One feature I particularly appreciate is the “Pay in 3” or PayPal Credit option—it offers flexibility when making larger purchases and helps spread the cost over time without interest (if paid on time). It’s helped me manage my budget better without the stress of paying everything upfront. Customer service has been helpful the few times I’ve needed support. I also feel secure using PayPal due to its strong buyer protection and fraud prevention policies. Overall, PayPal Finance has made online shopping and financial management much easier and more flexible for me. I highly recommend it to anyone looking for a safe and reliable digital finance option. Reviewed on: 26th May 2025

I have used PayPal for years and it is my favourite...

I have used PayPal for years and it is my favourite payment solution Reviewed on: 26th May 2025

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