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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Had an easy transactions with PayPal.

5
Had an easy transactions with PayPal. And I love how you can use it anywhere without worry Reviewed on: 9th June 2026

An excellent way to spread the cost and protect your...

5
An excellent way to spread the cost and protect your money. If you pay it off before the payment day then there are no interest charges and it becomes even more value for money. Reviewed on: 9th June 2026

Never had any issues, great service

5
Never had any issues, great service Reviewed on: 9th June 2026

A very happy PayPal customer.

4
I've been a PayPal customer for many years and find it a very convenient way to shop and pay for things ... they're customer service people are friendly polite and efficient . Reviewed on: 9th June 2026

Great service always use where offered

5
Great service always use where offered Reviewed on: 9th June 2026

My go to for credit services.

5
My go to for credit services. Fast and reliable and the app is very user friendly Reviewed on: 9th June 2026

I feel safe whenever I see PayPal as a payment optio...

5
I feel safe whenever I see PayPal as a payment option in this increasingly precarious Internet world. Their pay in three and credit facility is so easy and convenient and they have your back whenever there is a problem. We'll done, paypal. Reviewed on: 9th June 2026

I have found PayPal very good to use in all aspects.

4
I have found PayPal very good to use in all aspects. I have a PP credit card, PP in 3 and I always use PayPal when buying online, I like the ease of the app and the 4 months interest free on PP credit. I always recommend PayPal to my friends and family Reviewed on: 9th June 2026

Super convenient and fantastic service ever time

5
Super convenient and fantastic service ever time Reviewed on: 9th June 2026

Easy to use ..Recommended

5
Easy to use very helpful when needed to sort out any problems and always on the end of a telephone if needed Reviewed on: 9th June 2026

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