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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

Easy to use, but statements could be clearer...

I find PayPal easy to use, setting up is easy and arranging various ways of paying easy. Giving an extra layer of confidentiality to my purchases too, avoiding using my bank account details in these days is always a bonus. Main downside is I wish the statements were easier to figure out - with a mix of purchases, some interest free etc, trying to figure out what to pay each month to avoid paying interest becomes a rather complex math problem. So, using it to help long term purchases is complicated unfortunately. Overall, I would still recommend, just ensure you keep on top of it - like anything really, don't overspend! Reviewed on: 9th June 2026

Paypal review

Easy to use never had any issues Reviewed on: 9th June 2026

I haven’t had any problems recently but when I have...

I haven’t had any problems recently but when I have it’s been rectified asap Reviewed on: 9th June 2026

Fast, quality service.

I feel that the fast, quality service I’ve received from PayPal has enabled me to achieve a smooth and effortless purchases at times when my spare money was at a lower level than normal. To be able to get immediate credit at the point of purchase is good and Paypal have this sorted, no problems, quick actions. Reviewed on: 9th June 2026

Great, on the ball

I have had nothing but good experience from paypal credit, they are on the ball and keep you informed at every step of the way. Reviewed on: 9th June 2026

Absolutely love pay pal.

Absolutely love pay pal. I use it on every purchase where it is an option. Pay in 3 or 4 payments are so so helpful. It’s such a great help if you need something & do not have all the funds & it’s interest free. I have recommended pay pal to both my kids whom enjoy it also. Reviewed on: 9th June 2026

Good stuff

Good. Does exactly what it says in the tin and is convenient and cheap if you use it correctly Reviewed on: 9th June 2026

Always used PayPal, very good and reliable and alway...

Always used PayPal, very good and reliable and always help if there are problems or when needing to get a refund wound always recommend to others Reviewed on: 9th June 2026

flexibility and speed of transactions

flexibility and speed of transactions Reviewed on: 9th June 2026

Easy toi use app that clearly laid out.

Easy toi use app that clearly laid out. Reviewed on: 9th June 2026

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