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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great service.

Great service. Easy to use and quick Reviewed on: 9th June 2026

I have been using Paypal services since time immemor...

I have been using Paypal services since time immemorial, I think 15 or more years - and to be honest, the quality and value of the service has never disappointed me. Reviewed on: 9th June 2026

So easy to use, can track exactly what I am spending...

So easy to use, can track exactly what I am spending & it’s easy to pay back. Where ever you shop you can use PayPal credit, it’s also safe. Reviewed on: 9th June 2026

You can trust PayPal

I’ve been using PayPal for a long time; I find them totally trustworthy; I can buy from retailers in confidence, knowing if there are any problems, PayPal will be there for me. I had an issue with a non delivery from a company in China and they sorted it out for me, and got my money back. The pay in 3 helps you buy items whilst spreading the cost out. Plus the interest free credit over 4 months is a big help too. Reviewed on: 9th June 2026

Very good service paypal ,value for money,safe trans...

Very good service paypal ,value for money,safe transactions,safe shopping experience,always there to help with any disputes,no stress no problems thanks paypal Reviewed on: 9th June 2026

Always very easy to use PayPal and when ever I have...

Always very easy to use PayPal and when ever I have needed to speak to customer support they have always been friendly and helpful Reviewed on: 9th June 2026

Amazing service

Amazing service ,had an issue and contacted customer support and they were very friendly and helpfull. Reviewed on: 9th June 2026

Excellent service from PayPal

You can always get help if you need it. Reviewed on: 9th June 2026

great support to finance.

It is a great help to support my finance. Reviewed on: 9th June 2026

Been with Paypal for 10 Years.

I have been with paypal for about 10 years, possbily longer, always been a delight to use and have never had any major issues. When problems have arose their customer support has been a help in sorting it out for me in many ocassions. Reviewed on: 9th June 2026

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