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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83259 reviews)

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4.90

Based on 83,259 reviews, last reviewed 23rd Apr 2026

2993300% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Very easy to apply, swift application and authorisation process. I feel safe knowing I can challenge any issues and that payments can be held etc. use... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83259)

I’ve yet to receive a negative experience from PayPa...

I’ve yet to receive a negative experience from PayPal’s credit service. It has been incredibly useful to purchase items knowing the safeness of online shopping with them. The credit service they offer with 0% for 4 months helps lighten the burden of making those purchases with the fear of taking on a huge APR. Reviewed on: 26th May 2025

Never had a problem but trust PayPal always keep you...

Never had a problem but trust PayPal always keep you informed Reviewed on: 26th May 2025

Easy to use.

Easy to use. Helps budgeting on expensive items Reviewed on: 26th May 2025

Simple and convenient

Easy and convenient for me to buy things quickly online when I'm in a hurry and need to get things done super quick . Can't thank PayPal enough for making things so easy for me Reviewed on: 26th May 2025

a great way to spend but have your money protected i...

a great way to spend but have your money protected if you need Reviewed on: 26th May 2025

Great way to pay

I find pay pal offer so much more flexibility when paying for items. Also it so widely used online. Reviewed on: 26th May 2025

Always very easy to set up and use.

Always very easy to set up and use. Gives a great option and saves sharing critical details such as card numbers. Keeps you informed and good value. Also gives many options for repayment. Always prompt to reply to queries. Reviewed on: 26th May 2025

Very good all round.

Very good all round. Would recommend. Been using for years now. No complaints. Reviewed on: 26th May 2025

I found the whole process very simple.

I found the whole process very simple. Everything was explained and easy to understand. I had a decision very quickly and was happy to proceed. Reviewed on: 26th May 2025

BE MONEY SMART, USE PAYPAL

I have been using PayPal for a number of years and they have always been really easy to deal with. I feel safe and secure using Paypal Reviewed on: 26th May 2025

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