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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Never had a problem and always use pay pal for my pu...

5
Never had a problem and always use pay pal for my purchases Reviewed on: 9th June 2026

Feel secure

5
Feels so secure when dealing with PayPal love the credit card. So easy to use Reviewed on: 9th June 2026

Very good,great servic e recommended

5
Very good,great servic e recommended Reviewed on: 9th June 2026

PayPal. Credit helped improve my credit score

5
Initially my credit score was poor and using PayPal credit has meant I’ve recovered mine Reviewed on: 9th June 2026

Just a great service great

5
Just a great service easy to use and great support Reviewed on: 9th June 2026

So easy to use , and with so many great rewards.

5
So easy to use , and with so many great rewards. ! Reviewed on: 9th June 2026

Wonderful credit provider, very genuine and reasonable.

4
Wonderful credit provider, very genuine and reasonable. Easy to use. The PayPal Credit options are available on many websites which also helps as I can use it more conveniently when I want to buy something. Reviewed on: 9th June 2026

Extremely easy to use, good customer service.

5
Extremely easy to use, good customer service. Has made my shopping experience easier. At least we have a monet protection Reviewed on: 9th June 2026

Super simple

5
Easy to set up, access and pay. Even better now that you can have a physical card. PayPal is widely accepted and have multiple 0% options - eg pay in 3 months, 0% for 6 months etc to access when making purchases. Reviewed on: 9th June 2026

It's been used for purchases can't complain

4
It's been used for purchases can't complain Reviewed on: 9th June 2026

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