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PayPal: PayPal Credit reviews

4.90
Based on 83,174 reviews, last reviewed 23rd Apr 2026
2985700% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant, really good service. Brilliant, really good service. Would definitely recommend Reviewed on: 23rd April 2026
Lauren McDonald's avatar
Lauren McDonald

Latest lowest rating:

1

PayPal I can’t trust now I transferred £10 to my pay... PayPal I can’t trust now I transferred £10 to my pay pal account and on 3 seperate occasions it transferred £210 no explanation just did it even thoug... Read more Reviewed on: 23rd April 2026
Daz H's avatar
Daz H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83174)

Convenient and Accessible

5
Love the convenience of using PayPal and various finance option make larger purchases more accessible. Reviewed on: 26th May 2025

Easy to use, excellent app, highly recommend

5
Easy to use, excellent app, highly recommend Reviewed on: 26th May 2025

Amazing..

5
Great experience, highly recommend Reviewed on: 26th May 2025

Customer service is excellent i like I can send a me...

5
Customer service is excellent i like I can send a message and go and do my daily things then I can still get answers to my queries Reviewed on: 26th May 2025

Excellent service

5
Very good so easy to use never had any issues have always had excellent service would recommend using PayPal have used for years with no issues Reviewed on: 26th May 2025

Responsible lending and helpful staff

5
Responsible lending and helpful staff Reviewed on: 26th May 2025

Very user friendly and low interest rate.

5
Very user friendly and low interest rate. Reviewed on: 26th May 2025

Customer service

5
Very helpful when ever you contact them. Reviewed on: 26th May 2025

PayPal credit

5
I use PayPal credit quite often because it’s just so easy to use and manage. I had one issue, rang and customer service sorted it out straight away. Reviewed on: 26th May 2025

Was very good experience and prompt with responses

5
Was very good experience and prompt with responses Reviewed on: 26th May 2025

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