Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Good support, useful in may situations.

Good support, useful in may situations. Reviewed on: 9th June 2026

PayPal always have help in hands for me.

PayPal always have help in hands for me. Reviewed on: 9th June 2026

Really happy you van have those items u allways want...

Really happy you van have those items u allways wanted and pay back easy and safe Reviewed on: 9th June 2026

I found PayPal as a safe and easy.

I found PayPal as a safe and easy way of making payments. Reviewed on: 9th June 2026

Easy peasy!

Such an easy process and customer service is excellent! Reviewed on: 9th June 2026

Valuable when needed

I have used PayPal credit a few times and found it seamless and user friendly Reviewed on: 9th June 2026

it is easy to use and see how much you owe.

it is easy to use and see how much you owe. it is a good service being able to split payment for free. Reviewed on: 9th June 2026

Long term user

Have been with PayPal for years. Never had a problem. smooth transactions and have never had to report any issues Reviewed on: 9th June 2026

A great way to purchase items and services.

I use paypal a lot to paty for purchase items and send money. It is so easy to use the service. Gives a great way to manage payments iin instalments allowing yu to budget. Reviewed on: 9th June 2026

Great Service

Great Service. Easy to set up and use. Always kept informed. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub