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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181048 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181048)

Super simple

Easy to set up, access and pay. Even better now that you can have a physical card. PayPal is widely accepted and have multiple 0% options - eg pay in 3 months, 0% for 6 months etc to access when making purchases. Reviewed on: 9th June 2026

It's been used for purchases can't complain

It's been used for purchases can't complain Reviewed on: 9th June 2026

Pay pal credit excellent

Very good process and very easy to use Reviewed on: 9th June 2026

Number 1 safe and reliable payment method!!!

Hello, I find PayPal and PayPal Credit extremely helpful and reliable services. Never had a problem and using these services is always easy and efficient. I always recommend these services to all my friends and acquaintances! Keep up the good work!!! Reviewed on: 9th June 2026

Excellent service, with complete piece of mind

Excellent service, keeps you informed in plenty of time for upcoming payments. Using PayPal credit allows me time to spread the payment of bigger purchase whilst giving piece of mind with security and PayPal guarantee. Reviewed on: 9th June 2026

Love using it.

Love using it. It makes my planing easier. Reviewed on: 9th June 2026

I’ve found PayPal credit really useful for online pu...

I’ve found PayPal credit really useful for online purchases, easy to use and easy to accesss and follow your account online too. Reviewed on: 9th June 2026

The 4 months interest free on credit really helps

The 4 months interest free on credit really helps Reviewed on: 9th June 2026

A happy customer

It’s been great for spreading bigger payments monthly, I appreciate how many options for payment there are Reviewed on: 9th June 2026

Trouble free, start to finish.

Trouble free, start to finish. Just a good company. Reviewed on: 9th June 2026

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