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PayPal: PayPal Credit reviews

4.90
Based on 83,073 reviews, last reviewed 23rd Apr 2026
2976500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used PayPal for years and always feel safer whe... Have used PayPal for years and always feel safer when a website lets you use PayPal. Reviewed on: 23rd April 2026
AR's avatar
AR

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83073)

I have had credit a few times, .

5
I have had credit a few times, and it is convenient. I can pay it early if I want to. Reviewed on: 26th May 2025

It’s easy to use and it feels secure

5
It’s easy to use and it feels secure Reviewed on: 26th May 2025

Fathi Seliman

5
I recommend PayPal it was very good experience well done Reviewed on: 26th May 2025

The new credit card on your phone

5
PayPal credit is so easy to use ,with different options for repayment theirs something to suit everyone , and best of all it only a click away on your phone so you never miss that bargain you see Reviewed on: 26th May 2025

Easy to use & track money

5
Easy to use & keep track of money going out Reviewed on: 26th May 2025

Very good customer care never had a problem with th...

5
Very good customer care never had a problem with them always give you there attention one hundred percent Reviewed on: 26th May 2025

Easy to use

5
Very safe and easy to use it’s my go to place for credit. Reviewed on: 26th May 2025

Michelle

5
I have never had any problems using PayPal Reviewed on: 26th May 2025

My go to pay app

5
My go to pay app for payments over the internet with built in back up Reviewed on: 26th May 2025

great service.

5
great service. simple to use and very convenient at times. Reviewed on: 26th May 2025

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