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PayPal: PayPal Credit reviews

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4.90
Based on 82,986 reviews, last reviewed 23rd Apr 2026
2968500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use very happy good site to sell the th... Very easy to use very happy good site to sell the things u don’t need anymore Reviewed on: 23rd April 2026
Andrew Edwards's avatar
Andrew Edwards

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82986)

Use PayPal regular easy to use great service

5
Use PayPal regular easy to use great service Reviewed on: 26th May 2025
Gerry T's avatar
Gerry T

Very reliable and easy to use, would use them over a...

5
Very reliable and easy to use, would use them over anybody else every time Reviewed on: 26th May 2025
Andy G's avatar
Andy G

Having time to pay it off

5
I find it so helpful to have 4 months to pay off my balance. And the option to pay in 3 is fantastic! Reviewed on: 26th May 2025
Kelly R's avatar
Kelly R

Excellent work easy to use worth while

5
Excellent work easy to use worth while Reviewed on: 26th May 2025
robin 's avatar
robin

Always has different options and easy to make payments

5
Always has different options and easy to make payments Reviewed on: 26th May 2025
Jordan B's avatar
Jordan B

I use PayPal credit often.

5
I use PayPal credit often. It's a Great solution when you're forced to make a purchase but you have no money. It's great that it is interest free for 4 months. It would be even greater if the interest rate after the promo period was between 10-15% not 20-25% Reviewed on: 26th May 2025
Jack H's avatar
Jack H

Every thing is great and eaay with paypal.

5
Every thing is great and eaay with paypal. Reviewed on: 26th May 2025
Virajie's avatar
Virajie

My PayPal

5
I have had no problem with PayPal and they have sorted out any queries I have had Reviewed on: 26th May 2025
Gordon G's avatar
Gordon G

Great flexibility

5
Being able to spread the payments over 3months or buy now, pay later offers flexibility. I also use paypal a lot because of the protection offered even if pay in full. I have used the dispute service in the past and the assistance and service was excellent. Reviewed on: 26th May 2025
Deborah's avatar
Deborah

Paypal provides a great service for its customers to...

5
Paypal provides a great service for its customers to allow various payment options Reviewed on: 26th May 2025
paul karslake's avatar
paul karslake

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