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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

gold star

Always easy to use. No problems encountered. Reviewed on: 9th June 2026

PayPal credit ; easy to use & there when you need it.

Extremely customer friendly,clear and easy to use, and a name you can trust. Reviewed on: 9th June 2026

Paypal credit is very flexible.

Paypal credit is very flexible, I particularly like the pay in 4 interest free on purchases over £99 Reviewed on: 9th June 2026

PayPal credit has helped me

PayPal credit has helped me when things are a bit tight, spoke to customer services once to sort out repayment dates highly recommended using them if you are wanting to stretch this out Reviewed on: 9th June 2026

Great experience

Great experience. I have used Paypal credit for quite a while now and had no problems with it. It has allowed me to buy essential goods when needed. The only thing that would take it to another level is somehow if its use could be connected to my credit score, which would increase it as Paypal Credit is the only credit service I used for all my important buys the last years. Reviewed on: 9th June 2026

Good Company

Mostly found PayPal eady to use and nearly always resolving issues regarding poor service from agents. Reviewed on: 9th June 2026

PayPal benefits

I’ve been a PayPal user for 25 years. what I like most is the fraud detection & the ability to have them mediate with overseas sellers, who often don’t respond when there’s an issue with the goods they supply. Reviewed on: 9th June 2026

Quick Simple and easy to use.

Quick Simple and easy to use. Never had any issues with this and I like that you can use this pretty much everywhere and everyday if needed. Reviewed on: 9th June 2026

PayPal is very easy to use and helps me out a lot ti...

PayPal is very easy to use and helps me out a lot till pay day Reviewed on: 9th June 2026

Can't fault PayPal excellent service for a number of...

Can't fault PayPal excellent service for a number of things Reviewed on: 9th June 2026

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