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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,897 reviews, last reviewed 23rd Apr 2026
2960600% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and repay. Easy to use and repay. Well established system and can be easily managed. Reviewed on: 23rd April 2026
Nerijus A's avatar
Nerijus A

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82897)

Paypal review

5
Simple to set up and use, use this more than my banking app. Also customer services are excellent if ypu do experience any issues Reviewed on: 26th May 2025
Phil 's avatar
Phil

Confident in using PayPal

5
Confident in using PayPal for all my purchases Reviewed on: 26th May 2025
Jon B's avatar
Jon B

Easy to set up

5
Easy to set up and have added guarantee when buying. Reviewed on: 26th May 2025
Barrie R's avatar
Barrie R

Great experience

5
Great experience good customer service easy to use and set up Reviewed on: 26th May 2025
Stephanie 's avatar
Stephanie

Excellent

5
Always there and I’ve never had a problem with it absolute premium service Reviewed on: 26th May 2025
Jeff C's avatar
Jeff C

Never had an issue using it.

5
Never had an issue using it. Easy to use with added safety Reviewed on: 26th May 2025
Tina s's avatar
Tina s

You can't see clearly all the transactions and takes...

3
You can't see clearly all the transactions and takes ages to process the payments into my bank account Reviewed on: 26th May 2025
Idontwant t's avatar
Idontwant t

Excellent service and really helpful when needed.

5
Excellent service and really helpful when needed. Reviewed on: 26th May 2025
Zanab B's avatar
Zanab B

Simple, Convenient, Quick and Easy.

5
To use is simple, convenient, quick and easy. No fuss, and no bother, just click and pay. I really like the website which clearly shows your transactions, and your credit status if you use the handy PayPal Credit. Reviewed on: 26th May 2025
Kenneth Bruce's avatar
Kenneth Bruce

Paypal Credit is service I didn't know I needed...

5
Having access to Paypal credit has genuinely been a lifesaver for me, Its convenient, offers competitive rates and gives you the flexibility to make payments earlier in full or over time. I like how widely accepted it is, so many retailers now accept Paypal credit, which makes my shopping easier and secure. I have always trusted paypal for is safety and reliability. If you have any issues it’s easily dealt with online, so you don’t have to wait on the phone for someone to answer, although the option is there. In a nutshell it’s help me control and manage my finances as well as build up my credit score. Personally I would recommend paypal credit especially when I’m buying yearly services online rather than paying a double the monthly fee on a month by month basis, I can pay for the services, then pay it off quicker without being tide into a full yearly subscription. Reviewed on: 26th May 2025
Lch Episode's avatar
Lch Episode

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