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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great service, very handy, app works lovely and fast...

Great service, very handy, app works lovely and fast, good customer service. Reviewed on: 9th June 2026

Good to use no extra fee no interest 4 months...

Good to use no extra fee no interest until 4 months great experience Reviewed on: 9th June 2026

Smooth experience since registering!

Smooth experience since registering! Great format and guidance Reviewed on: 9th June 2026

Have it for a long time nogreatw , excellent

Have it for a long time now , excellent Reviewed on: 9th June 2026

highly Recommend to use PayPal credit, so affordable...

highly Recommend to use PayPal credit, so affordable interest rate and secure transaction Reviewed on: 9th June 2026

Found it very helpful and easy to use.

Found it very helpful and easy to use. Reviewed on: 9th June 2026

PayPal Credit safe and so useful...

PayPal credit is so easy to apply for and so useful and safe to use. Repayments are easily structured and rates are excellent compared to other forms of credit. Reviewed on: 9th June 2026

Easy and flexible.

Was easy to set up and gave me the flexibility I needed. Reviewed on: 9th June 2026

The versatility of PayPal

PayPal is accepted worldwide and sends payments immediately, it’s a great service. I recommend PayPal to friends and family. Reviewed on: 9th June 2026

I have used pay in three.

I have used pay in three. If it wasnt for paypal i could not afford to pay my holidays. I am so gratefull. Reviewed on: 9th June 2026

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