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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181051 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181051)

excelente

very good for the lasts days of the month when theres no money left for groceries Reviewed on: 9th June 2026

They have saved my skin on a few occasions. Thank you

Paypal offers credit using easy apply and easypay back. They have saved my skin on a few occasions, thanks paypal. Reviewed on: 9th June 2026

i use paypal wherever possible to not only protect m...

i use paypal wherever possible to not only protect my money but some security. Reviewed on: 9th June 2026

PayPal Credit: Simple, Flexible and Excellent to Use

My experience with PayPal Credit has been excellent. It is simple to use, easy to understand and gives me the flexibility I need when making purchases online. The process feels smooth from start to finish, and everything is clearly presented, which makes it easy to manage with confidence. What I like most is the convenience. PayPal is already a trusted name for online payments, and PayPal Credit adds another useful option without making the experience complicated. It gives customers more control over how they pay, while still feeling secure and familiar. I also appreciate how quickly and easily I can access information about my account, payments and balance. Everything is in one place, which saves time and makes the service feel reliable and user-friendly. Overall, PayPal Credit is a fantastic service. It combines flexibility, convenience and peace of mind, and I would happily recommend it to anyone looking for a simple and trusted way to manage online purchases. Reviewed on: 9th June 2026

Free money!

Free money! I get rewarded for paying my debit card payments by PayPal, what’s not to love?! Reviewed on: 9th June 2026

All the experiences have been good so far

All the experiences have been good so far Reviewed on: 9th June 2026

The service for aal

It's an easy quick and efficient payment service, have been with PayPal for a long time, and will continue to do so. Reviewed on: 9th June 2026

PayPal is the best finance provider, better than any...

PayPal is the best finance provider, better than any credit card I've ever had. Easy signing in, PayPal also gives you the chance to pay in 3 or you can do a credit payment with a 3 month interest on over £100. Reviewed on: 9th June 2026

Excellent & will surely recommend this to friends.

Excellent & will surely recommend this to friends. Reviewed on: 9th June 2026

Convenient yet manageable credit that gives flexibility

PayPal credit has been such a convenience, enabling me to make much needed purchases when I didn't have the full funds. Whilst it is advanced credit & should be carefully considered, the 0% over 4 months means I don't get into unsustainable debt and I can budget accordingly. Reviewed on: 9th June 2026

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