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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Paypal listens to you and helps when needed

In todays world companies can be sneaky and charge you when they shouldnt. Paypal is good at being fair and resolving problems. Reviewed on: 9th June 2026

Having the option is fantastic

I love having to option to pay for my purchases over time rather than the whole lot in one go. Having recently become a grandmother to my beautiful twin grandsons I can spread the cost of spoiling them. Reviewed on: 9th June 2026

I love using PayPal, as its simple to use.

I love using PayPal as its so simple to send & receive money. PayPal credit has helped when I need something, & I can pay it off in 4 instalments with no interest. Reviewed on: 9th June 2026

easy to use and staff friendly

Just so easy to use and when I have had to speak with staff they have been so friendly and helpful Reviewed on: 9th June 2026

Technophobe friendly!

As a technophobe, I' was pleased to see how simple PayPal is to use; I weas soon comfortable to use the facilities much more often. I'm enabled to purchase items that I would otherwise not be able to afford with one-off payments. Thank you! Reviewed on: 9th June 2026

Easy to use, easy app and convenient.

Easy to use, easy app and convenient. Great way to manage spending. Reviewed on: 9th June 2026

Easy to use accurate safe and easy to help if its fr...

Easy to use accurate safe and easy to help if its fraud Reviewed on: 9th June 2026

Good experience but customer service are not always...

Good experience but customer service are not always able to help it provide an advice Reviewed on: 9th June 2026

Regular user

Regularly use paypal and utilise the offers of instalment and credit payment. Never had any issues, easy to use app and find this to be a very good method of payment to keep track of.purchases as well foe online shopping. Very pleased Customer and user. Reviewed on: 9th June 2026

An excellent credit arrangement!

An excellent credit arrangement, allowing 4 months at 0% interest, for those larger purchases over £100.00. Has become easier to manage with the new statement style giving consumers greater clarity of payments due. Great app too! Reviewed on: 9th June 2026

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