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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82773 reviews)

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4.90

Based on 82,773 reviews, last reviewed 23rd Apr 2026

2948900% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Well organised app and easy to make payments but I f... Well organised app and easy to make payments but I feel the interests rates are too high Reviewed on: 23rd April 2026

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82773)

Use PayPal often and have had no issues

Use PayPal often and have had no issues with how they operate. It’s easy and straightforward to use the App. Reviewed on: 26th May 2025

Very easy to manage and excellent ongoing interest f...

Very easy to manage and excellent ongoing interest free offers. Reviewed on: 26th May 2025

Very convenient to use, fast and safe

Very convenient to use, fast and safe Reviewed on: 26th May 2025

generally good could offer more interest free period...

generally good could offer more interest free periods for credit Reviewed on: 26th May 2025

generally good could offer more interest free periods

generally good could offer more interest free periods Reviewed on: 26th May 2025

Easy using

It's fast and can be used for anything, I think it's better than a credit card Reviewed on: 26th May 2025

Used PayPal Credit many times. 5 Star!

Used PayPal Credit many times. Always accessible and easy to make payments. 0% Interest is always a huge bonus! Very handy for unexpected incidents. Will continue to use as and when needed. Customer Service always on hand when needed. Reviewed on: 26th May 2025

custormer friendly, ease of transaction, provide con...

custormer friendly, ease of transaction, provide convienient repayment period and easy to use by non technical persons Reviewed on: 26th May 2025

I find this application great and simple.

I find this application great and simple. It helps me to spend by controlling my finances with reasonable interest. Reviewed on: 26th May 2025

I've used paypal credit for a few years now and its...

I've used paypal credit for a few years now and its helped me out when I couldn't pay for items up front I've never missed a payment and its been a life saver. Reviewed on: 26th May 2025

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