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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal is brilliant for me because when you make a p...

PayPal is brilliant for me because when you make a purchase using PayPal you can be assured that if anything goes with your purchase you are protected by PayPal's money back guarantee. Also it makes life a lot easier easier with a choice of payment options ie pay in three or pay later. Also PayPal is a widespread accepted method of paying for your purchases. Reviewed on: 9th June 2026

PayPal credit got me by when I didn’t get paid.

PayPal credit got me by when I didn’t get paid. I’m grateful to have that option. Reviewed on: 9th June 2026

I am happy with transactions.

I am happy with transactions, which have been both reliable and informative. Nice to keep up to date with my payments. Reviewed on: 9th June 2026

PayPal is great - love the interest free pay in...

PayPal is great - love the interest free pay in 3 Reviewed on: 9th June 2026

Customer service

If i had any issues they have always been resolved professionally. Reviewed on: 9th June 2026

easy payment, Got 10£ voucher by just using the this...

easy payment, Got 10£ voucher by just using the this for payment Reviewed on: 9th June 2026

Great experience.

Great experience. Very safe to use. Reviewed on: 9th June 2026

Just a reliable and safe service

Just a reliable and safe service Reviewed on: 9th June 2026

Simple, Secure, Effective.

Always simple, secure, effective and accurate. Does exactly what you expect from all aspects of the service and so easy to use. Reviewed on: 9th June 2026

Great credit card

I’ve had a completely positive experience with PayPal credit, I’ve not had issues at all. Reviewed on: 9th June 2026

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