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PayPal: PayPal Credit reviews

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4.90
Based on 82,657 reviews, last reviewed 23rd Apr 2026
2938500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very convenient way to use, good start balance Very convenient way to use, good start balance Reviewed on: 23rd April 2026
Maksim V's avatar
Maksim V

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82657)

Easy to use

5
Easy to use always kept updated about payments so never missed.also plenty notice when payments are due . Reviewed on: 26th May 2025
Tracy l's avatar
Tracy l

Great service, can't fault it.

5
Great service, can't fault it. When I've been in need of a little extra money it's good to have it. Reviewed on: 26th May 2025
Rob 's avatar
Rob

Great way to split payments it helps a lot when you...

5
Great way to split payments it helps a lot when you have other things to pay for! Reviewed on: 26th May 2025
Lambo's avatar
Lambo

Excellent all round.

5
Excellent all round. Nothing more to say! Reviewed on: 26th May 2025
David S's avatar
David S

Efficiency at it’s best

5
Easy simple and secure transaction every time Reviewed on: 26th May 2025
Siobhan C's avatar
Siobhan C

Easy to use, convenient for larger or more expensive...

5
Easy to use, convenient for larger or more expensive items. Enjoy being able to pay in three for easy budgeting. Account is accessible to keep track of your purchases and not too complicated for the less tech savvy. Reviewed on: 26th May 2025
Elizabeth H's avatar
Elizabeth H

A great way to spread cost.

5
A great way to spread cost. Can also pop on and pay towards it when you want Reviewed on: 26th May 2025
Morag scott's avatar
Morag scott

PayPal is a very good service which I can rely on an...

5
PayPal is a very good service which I can rely on and I can I get my money back if I don’t receive my bloods Reviewed on: 26th May 2025
Brian L's avatar
Brian L

Well currently I’m process of restoring a campervan...

5
Well currently I’m process of restoring a campervan and pay pal have helped my buy the more expensive items and pay monthly. Along with the pay in 3 have helped massively… now all my family are using it too. Reviewed on: 26th May 2025
SteVWT's avatar
SteVWT

What can I say?

5
What can I say? Its easy to use and convenient. Accepted nearly everywhere. Allows multiple and flexible payment options all in 1 place. Reviewed on: 26th May 2025
Valerajnr's avatar
Valerajnr

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