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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Generally happy with PayPal.

Generally happy with PayPal. Hassle free . Reviewed on: 9th June 2026

Safe and Save

Safest way to do a transactions, also gives many ways to save money if you have to pay money in foreign currency. Reviewed on: 9th June 2026

Overall an excellent experience.

Overall an excellent experience. Reviewed on: 9th June 2026

Never had an issue.

Never had an issue. Simple to use and available to use widely. Reviewed on: 9th June 2026

Amazing in all areas

I have used paypal for years. As soon as I started earning money and spending it. I have used their credit account, their buy now pay later, most of their services and I have never had any issues. I've been scammed before and they have immediately helped get my money back. I have and will still recommend them to everyone. Reviewed on: 9th June 2026

I like the pay later but when you have multiple purc...

I like the pay later but when you have multiple purchases from different retailers and you make a payment it just get auto allocated and it can take a while to update Reviewed on: 9th June 2026

Always happy to use PayPal Credit.

Always happy to use PayPal Credit. Especially the Pay in Three product. Reviewed on: 9th June 2026

I've had a positive experience using PayPal Credit.

I've had a positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage through the PayPal app, and the interest-free promotional periods have been helpful for spreading the cost of larger purchases. It's a convenient option when used responsibly, and I appreciate the flexibility it provides. Overall, a useful service for managing purchases and cash flow. Reviewed on: 9th June 2026

Very easy and readily available across many sellers

Very easy and readily available across many sellers Reviewed on: 9th June 2026

People don’t understand how much we need these compa...

People don’t understand how much we need these companies, like PayPal Credit.It helped me build my credit score and gave me the flexibility to invest in the tools I needed for work. Simple to use, genuinely helpful — couldn't recommend it more. Reviewed on: 9th June 2026

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