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PayPal: PayPal Credit reviews

4.90
Based on 82,513 reviews, last reviewed 23rd Apr 2026
2925600% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing just amazing. Amazing just amazing. Love the new addition to the virtual cards I can now use and carry in my wallet with the bonus of earning points as I spend Reviewed on: 23rd April 2026
Jack's avatar
Jack

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82513)

PayPal is my go to!

5
PayPal is my go to credit provider because its easy to use. The pay in 3 is a great feature and I also like the protection of using PayPal. Reviewed on: 26th May 2025

Anytime I used PayPal as my default payment for onli...

5
Anytime I used PayPal as my default payment for online purchases, I am always at peace that my money is protected and if I have problem with any vendor, PayPal will quickly intervene Reviewed on: 26th May 2025

very impressed with paypal overall

5
when there are items alittle not out of my price range paypal credit has enabled me to buy the items i couldn’t gave Reviewed on: 26th May 2025

Was a good experience with PayPal credit as the fees...

5
Was a good experience with PayPal credit as the fees are much less than a standard credit agreement or by using a credit card can’t recommend pay all credit enough it’s also so easy to set up and no more forgetting payments Reviewed on: 26th May 2025

I've used Paypal credit for a few years now and it's...

5
I've used Paypal credit for a few years now and it's really easy to use and know when you need to pay to stop interest on the app. Reviewed on: 26th May 2025

Pay pal account reviews

5
Always a good service and never ever came across any problems . Easily used app & accessible to all . Reviewed on: 26th May 2025

Brilliant quick service, Always my go to for larger...

5
Brilliant quick service, Always my go to for larger purchases spreading the cost at 0% apr. Also for online shopping not giving my personal bank details to websites and checking out through PayPal Reviewed on: 26th May 2025

Paypal makes it easy to pay for most things online

5
Paypal makes it easy to pay for most things online securely, and also allows for flexible payments Reviewed on: 26th May 2025

Always a great way to pay and safe knowing that my b...

5
Always a great way to pay and safe knowing that my banking is protected Reviewed on: 26th May 2025

I have used PayPal Credit for over 10 years, I have...

5
I have used PayPal Credit for over 10 years, I have found their customer support fantastic and they have dealt with any issues quickly and professionally. Any issues I have had I have been able to speak to a real person which in today’s day and age is very reassuring Reviewed on: 26th May 2025

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