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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy as pie

Easy and convenient, makes be feel safer with on line transacrions. Reviewed on: 9th June 2026

Excellent service.

PayPal has been invaluable to me over the years. It’s so easy and has enabled me to provide for my children Reviewed on: 9th June 2026

Easy to use.

I used PayPal credit when buying a replacement washing machine - so easy! Easy to set up, no extra costs; PayPal took regular payments without me having to remember to deal with it. Thank you. Reviewed on: 9th June 2026

Peace of mind

Paypal is easy to use and gives me peace of mind when purchasing items over the internet. Reviewed on: 9th June 2026

Payments taking to long to process

I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken it straight out of my bank account 2 times which has caused me a few problems. I have had paypal for years and never missed a payments what I owe and never any problems until now . But it is sorted now after speaking direct to very good customer service. I will be paying my bill over the next few months to clear and I will look decide weather i am keeping it or not Reviewed on: 9th June 2026

I love feeling secure using paypal.

I love feeling secure using paypal. I terest rates are too high though Reviewed on: 9th June 2026

Very good and reliable never had any issues with it...

Very good and reliable never had any issues with it at all Reviewed on: 9th June 2026

Easy to use, simple statements that are clear

Easy to use, simple statements that are clear Reviewed on: 9th June 2026

Paypal s accessible anytime you need it.

Paypal s accessible anytime you need it..Costumer service is excellent.It is so easy to pay online Reviewed on: 9th June 2026

Great & reliable

“PayPal is brilliant — always easy to use, payments go through instantly, and the balance updates straight away. Transfers to my bank are reliable and arrive within a few days. Great service I trust every time.” Reviewed on: 9th June 2026

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