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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,727 reviews, last reviewed 18th Apr 2026
2297600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and reliable credit option I’ve had a good experience with PayPal Credit so far. It’s simple to use, especially when checking out online, and the ability to spread payments has ... Read more Reviewed on: 18th April 2026
Shazabe Qureshi's avatar
Shazabe Qureshi

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75727)

Is good for paying online transition safley

5
Is good for paying online transition safley Reviewed on: 10th June 2024
Amal Harkouk 's avatar
Amal Harkouk

I can trust PayPal when ordering goods whilst so mu...

5
I can trust PayPal when ordering goods whilst so much fraud is going on. By paying via PayPal I feel confident and secure. Direct Card payments cause problems and insecurity, paying via PayPal I know I'm safe from fraudsters. Plus if there are any issues with purchases PayPal takes the stress, burden and worry away by handling my issues. Feel safe, confident, trust PayPal and don't have any worries. Thank you PayPal. Reviewed on: 10th June 2024
Rehana Shah's avatar
Rehana Shah

Excellent for purchases.

5
Excellent for purchases. Good rate Reviewed on: 10th June 2024
Lorena's avatar
Lorena

Paypal services are really good.

5
Paypal services are really good. It’s just that it’s not available for all transaction, I wish there will be more services that will use Paypal. It’s convenient. Reviewed on: 10th June 2024
Vera H's avatar
Vera H

Very good option for payments when you need and don’...

5
Very good option for payments when you need and don’t have enough money on debit cards Reviewed on: 10th June 2024
Elena c's avatar
Elena c

Very good and easy to use, no hassle no problem, jus...

5
Very good and easy to use, no hassle no problem, just does the job Reviewed on: 10th June 2024
Mohammed a's avatar
Mohammed a

Good all round.

5
PayPal is excellent where you are and can pay off anytime so easy easy to use Reviewed on: 10th June 2024
M's avatar
M

Easy to use

5
I like to use pay in 3 it’s easy & convenient lets you keep track of your spending. Your purchases are protected & get a no quibble refund for lost or damaged goods. Reviewed on: 10th June 2024
Margaret p's avatar
Margaret p

It's very convenient and very fast to deal with credit.

5
It's very convenient and very fast to deal with credit. Also pay in 3 or pay in 4 months options are great. Not to mention easy to navigate App. Reviewed on: 10th June 2024
Bartosz D's avatar
Bartosz D

Great experience better option than phone network cr...

5
Great experience better option than phone network creditors Reviewed on: 10th June 2024
Mathew D's avatar
Mathew D

Review PayPal: PayPal Credit now

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