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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181043)

Credit ease

Easy quick credit that’s free for a while. Before interest Reviewed on: 9th June 2026

Great credit limit, and fantastic service from PayPa...

Great credit limit, and fantastic service from PayPal, love the 4 months 0% interest on larger purchases Reviewed on: 9th June 2026

Always helpful, excellent service, very happy

Always helpful, excellent service, very happy Reviewed on: 9th June 2026

Excellent service, been with them from early 2000’s

Excellent service, been with them from early 2000’s Reviewed on: 9th June 2026

I find PayPal easy to use, with clear T&C's that wo...

I find PayPal easy to use, with clear T&C's that work for me. I trust PayPal as a reliable source of payment to suppliers I haven't used before. Reviewed on: 9th June 2026

Easy to use

Easy to use and pay for your shopping etc issues always resolved with out any trouble or hassle. Reviewed on: 9th June 2026

A great way to buy things you can't afford to be.

A great way to buy things you can't afford to be. Very helpful to pay over 3 months. Great customer service. Reviewed on: 9th June 2026

AMAZING SERVICE

Iv always had a smooth experience with PayPal their customer service is amazing and they are quick to fix any disputes...I will always use this service Reviewed on: 9th June 2026

I’ve always found PayPal easy to use.

I’ve always found PayPal easy to use. Different options for paying makes buying higher value items easier. Easy to deal with customer services. Reviewed on: 9th June 2026

Paypal credit has been a useful for purchasing onlin...

Paypal credit has been a useful for purchasing online with their added benefit of security and refund if you're scammed. Reviewed on: 9th June 2026

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