Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 76,034 reviews, last reviewed 18th Apr 2026
2325100% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient and flexible payment option I like the flexibility it offers for spreading out payments, which is helpful for larger purchases. As long as you stay on top of payments and underst... Read more Reviewed on: 18th April 2026
Claudia V's avatar
Claudia V

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76034)

Very pleased

5
Always handy when you need that extra money!! Reviewed on: 10th June 2024

Unrivalled credit flexibility

5
Ability to pay in 3 payments for items over £30 is really helpful. For purchase over £100 I get 4 months interest free credit. There is no other credit provider that provides such flexibility with great customer service. Reviewed on: 10th June 2024

Love PayPal credit

5
Easy to use and paying off. Great service Reviewed on: 10th June 2024

Quick easy payment and good for transferring money

5
Quick easy payment and good for transferring money Reviewed on: 10th June 2024

Easy transactions.

5
Easy transactions.. never had any problem wit paypal Reviewed on: 10th June 2024

Safe Service paying fir goods.

5
It feels safe paying for goods online via PayPal. On the odd occasion I need to contact PayPal customer service, I've found the service to be helpful. Reviewed on: 10th June 2024

Love the PayPal credit

5
Love the PayPal credit it’s so convenient Reviewed on: 10th June 2024

I enjoy doing business with Paypal they’ve being ver...

5
I enjoy doing business with Paypal they’ve being very good to my and the service giving is stellar!! Reviewed on: 10th June 2024

Flexible Payment Option a huge win

5
Flexible payment options really come in handy and wouldn’t have been able to function without them Reviewed on: 10th June 2024

Customer service

5
Not had any issues for a long time, paypal refunded any discrepancies I've had in the past. Reviewed on: 10th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review