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PayPal: PayPal Credit reviews

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4.90
Based on 76,163 reviews, last reviewed 18th Apr 2026
2337200% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love using the no interest for a few months on big... I love using the no interest for a few months on bigger purchases like concert tickets and electronic stuff. It’s super useful Reviewed on: 18th April 2026
Luke F's avatar
Luke F

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76163)

All good

5
Never had any problems with them. Provided a decent service. Reviewed on: 10th June 2024
Rob's avatar
Rob

Fantastic service.

5
Very easy to use with clear information on how much I've left to pay. Couldn't be without it Reviewed on: 10th June 2024
Gary E's avatar
Gary E

Always useful, and customer service is excellent

5
Always useful, and customer service is excellent Reviewed on: 10th June 2024
Nathan 's avatar
Nathan

A great option for large purchases

5
Been using PayPal credit for a few years and love having more time to pay for large purchases without being penalised with added interest Reviewed on: 10th June 2024
S S's avatar
S S

Good for split payment and you can pay latte

5
Good for split payment and you can pay latte Reviewed on: 10th June 2024
Magdalena T's avatar
Magdalena T

I love using PayPal credit for purchasing items more...

5
I love using PayPal credit for purchasing items more than 100 it make my life easy and can manage my payment by credit offering from PayPal and I recommend to my friends and family and coworkers. Reviewed on: 10th June 2024
Pardis k's avatar
Pardis k

Brilliant

5
Absolutely brilliant, such a good way to pay for things, now or later. Good choices on when to pay or how to pay. So many places accept PayPal which is perfect when you can’t afford to pay straight away, or a big sum of money. Reviewed on: 10th June 2024
Jodi T's avatar
Jodi T

Very easy to use and convenient.

5
Very easy to use and convenient. It needs more places to accept this payment, but it is increasing. Reviewed on: 10th June 2024
Piers B's avatar
Piers B

Used it for several purchases always no problem woul...

5
Used it for several purchases always no problem would use it to buy again very easy Reviewed on: 10th June 2024
Julie B's avatar
Julie B

All good, no problems.

5
All good, no problems. Low credit limit though. Reviewed on: 10th June 2024
CG's avatar
CG

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