Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181043)

Very flexible and many shops use it

Very flexible and many shops use it Reviewed on: 9th June 2026

They've always been quick, efficient and straightfor...

They've always been quick, efficient and straightforward. It just does exactly what it's supposed to and it works so well I almost forget I'm using it. I use it for payments and for larger purchases both at home and abroad. Reviewed on: 9th June 2026

Convinced you’re in safe hands

Always help when needed had a issue with online scam and investigation are being done Reviewed on: 9th June 2026

PayPal has always helped me until payday.

PayPal has always helped me until payday. No issues and customer service is very professional. Reviewed on: 9th June 2026

Easy to use and flexible for buying.

Easy to use and flexible for buying. Flexible payment options Reviewed on: 9th June 2026

Great customer service, especially helpful and suppo...

Great customer service, especially helpful and supportive when dealing with a rogue company. Full refund was processed in time to rebook an alternative. Reviewed on: 9th June 2026

Handy for booking flights etc, helped when i missed...

Haandy for booking flights etc, helped when i missed a fligjt recently Reviewed on: 9th June 2026

Easy to use and helpful for managing payments

Easy to use and helpful for managing payments Reviewed on: 9th June 2026

Reliable credit service

A reliable credit service that offers quick approvals, clear terms, and competitive rates. The process is straightforward, with helpful support and timely updates, making it easy to manage and build credit with confidence Reviewed on: 9th June 2026

Easy to use and trustworthy.

Easy to use and trustworthy. If there is a problem team will solve it straightaway Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101212 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub