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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

User friendly and flexible.

Have been using PayPal for years but have only recently started using PayPal credit. Anxious at first, but very easy to see options for repaying credit and associated charges. Lots of options to suit all budgets. User friendly too. Reviewed on: 9th June 2026

Never had any issues using any off paypals services...

Never had any issues using any off paypals services no matter what for. It is easy to access and easy to use offering peace of mind. Reviewed on: 9th June 2026

Fantastic easy to use great experience all over woul...

Fantastic easy to use great experience all over would highly recommend for all to use great payment options would feel lost without it Reviewed on: 9th June 2026

I have never had an issue or concern whilst using Pa...

I have never had an issue or concern whilst using PayPal, it is efficient, safe to use and provides peace of mind against fraud. Reviewed on: 9th June 2026

Easiest credit service to set up, 4 months interest...

Easiest credit service to set up, 4 months interest free is available which is always helpful. great features and very reliable service, now useable with apple pay too so it fulfills the purpose of a regular credit card. Paypal also provides a good layer of protection for customer service/order disputes. Reviewed on: 9th June 2026

Easy to use and convenient.

Easy to use and convenient. The flexibility helps with unexpected spend Reviewed on: 9th June 2026

your customer service is not good

your customer service is not good Reviewed on: 9th June 2026

Easy use.

Easy use. Can use it many ways. even got paid on it Reviewed on: 9th June 2026

Excellent

Excellent service had no problems with paypal Reviewed on: 9th June 2026

It is a brilliant service.

It is a brilliant service. No filling out of loads of forms, but always available when I need it. No one offers such a good service. Having 4 months to pay for a purchase is enough for me as I will get 4 months pension before I need to pay. Reviewed on: 9th June 2026

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