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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181043)

Paypal credit and PayPal pay in 3 means I can purcha...

Paypal credit and PayPal pay in 3 means I can purchase larger items with a small initial outlay then spread the cost, the interest free options are brilliant Reviewed on: 9th June 2026

Convenient and safe.

Convenient and safe. Highly recommend Reviewed on: 9th June 2026

Very Good

Easy access, very good connection to most of the websites. Reviewed on: 9th June 2026

Easy to use

Easy to use and great value with the 4 months interest free Reviewed on: 9th June 2026

I think it has high fees compared to others

I think it has high fees compared to others Reviewed on: 9th June 2026

Paypay credit interest free for 4 months and the car...

Paypay credit interest free for 4 months and the card option on my iphone have been a gamechanger! Reviewed on: 9th June 2026

Excellent!

Excellent! I am satisfied with the service. Reviewed on: 9th June 2026

It’s very good to share money with friends on it.

It’s very good to share money with friends on it. I have just been away on holiday and we could keep transferring money easily between each of us. One thing I think could be improved regarding the credit card, is the status of previous transactions is not clear. At least not as clear as it is on my Santander or HSBC accounts. Reviewed on: 9th June 2026

PayPal is my go to method of payment.

PayPal is my go to method of payment. No hassle, quick payments and refunds Reviewed on: 9th June 2026

Easy and reliable!

Easy and reliable! Good rates for a credit card, I use it a lot. Reviewed on: 9th June 2026

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