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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181044)

Straight forward and friendly team who go out of the...

Straight forward and friendly team who go out of their way to help and advise you. Brilliant at helping you avoid unnecessary fees. Reviewed on: 9th June 2026

PayPal- my pal on purchases

I have made multiple purchases with PayPal credit which is so accessible- it requires doing nothing more than a normal PayPal purchase but with clear explanations of the basis of the credit. It’s a well designed and customer friendly product while making it clear that it’s on the basis of credit rather than ordinary purchase. Reviewed on: 9th June 2026

The fact that you are covered if there is a problem...

The fact that you are covered if there is a problem makes me choose PayPal to pay for purchases wherever possible Reviewed on: 9th June 2026

The app is very simple and easy to use and great cus...

The app is very simple and easy to use and great customer service Reviewed on: 9th June 2026

Flexibility and Protection

I find PayPal credit a really flexible way to pay with the added security of protection too. I use it for many purchases. Reviewed on: 9th June 2026

Great service which is very straight forward to use...

Great service which is very straight forward to use and navigate through Reviewed on: 9th June 2026

PayPal is brilliant and safe to be trusted with your...

PayPal is brilliant and safe to be trusted with your money. Any problems they are there to help and get to the route of the problem or getting your money back. I highly recommend PayPal to anyone. Reviewed on: 9th June 2026

I’m with PayPal Credit I have been with them for a w...

I’m with PayPal Credit I have been with them for a while now I started using them for the first time just because I needed to buy some Christmas presents fast I I didn’t have enough actual real money to pay out for what I had to buy. A friend of mine suggested maybe I could try PayPal as a way of helping the situation I applied and was accepted after a few financial questions. PayPal was abliging and they made it easy for me to get what I wanted immediately. I can now use PayPal Credit any time I need them I just keep up the payments it’s just taken from my bank every month and PayPal always lets you know before hand so there is time to arrange your finances If you are not eligible for a small bank loan you can rely on PayPal credit to help you out In actuality glad my friend suggested trying PayPal credit I only had good experiences from PayPal so that is why I’m writing this review for you so that you know Reviewed on: 9th June 2026

PayPal is good

I have had no major issues with paypal, everything works as i want and managing money is easy. i enjoy having a credit account in which i feel confident in spending and know i can easily pay back what i owe. Reviewed on: 9th June 2026

Great service from Paypal.

Great service from Paypal. I prefer to use it instead of my bank Reviewed on: 9th June 2026

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