Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76399 reviews)

View other PayPal products

4.90

Based on 76,399 reviews, last reviewed 18th Apr 2026

2359100% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very happy with there services and support when need... Very happy with there services and support when needed refunds PayPal credit is great way to pay and u can in pay in 3 0% interest payments I have us... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (76399)

Easy to use very straightforward

Easy to use very straightforward Reviewed on: 11th June 2024

paypal is worth using

good experience never had any issues Reviewed on: 11th June 2024

I would recommend having PayPal credit, anything ret...

I would recommend having PayPal credit, anything returned and I use PayPal, always let you know that’s it’s credited back, the benefit is that you can use PayPal in different ways, Reviewed on: 11th June 2024

I always feel more secure while using paypal to pay...

I always feel more secure while using paypal to pay for more online payments. Every time that I have to contact customer services, they always help and support me. Very happy with the service. Reviewed on: 11th June 2024

Lifesaver no more credit card

I can set the amount very easy make minimum payment or make over payment Reviewed on: 11th June 2024

Can use almost every where, easy to use

Can use almost every where, easy to use Reviewed on: 11th June 2024

I am a satisfied person

I am a satisfied person. It is a satisfactory credit alternative, for occasional use. I cannot make a credit comparison having several opportunities. Reviewed on: 11th June 2024

Easy and amazing

It’s been amazingly easy for payment and very convenient Reviewed on: 11th June 2024

Useful and convenient when you need that little extra.

Useful and convenient when you need that little extra. Reviewed on: 11th June 2024

PayPal; a great way for online transactions

I've been a PayPal user for so many years but haven't run into any difficulties using it. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34800 reviews
Credit card
from PayPal 4.92 from 62 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub