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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76496 reviews)

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4.90

Based on 76,496 reviews, last reviewed 19th Apr 2026

2367600% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So easy to use, PayPal is safe, secure and reliable So easy to use, PayPal is safe, secure and reliable Reviewed on: 19th April 2026

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76496)

No issues and been with PayPal for nearly a year.

No issues and been with PayPal for nearly a year. Reviewed on: 11th June 2024

Convenient

PayPal credit is so easy to use and notifications keep you up to date. Reviewed on: 11th June 2024

Excellent issues rectified and resolved

Excellent issues rectified and resolved Reviewed on: 11th June 2024

PayPal should be called a "bank"

A great "bank" the app works so well being able to access all services. I love being able to pay over 3 months when my money is tight. I get support and communications over email. Reviewed on: 11th June 2024

Very easy to use and excellent customer service, the...

Very easy to use and excellent customer service, the best pay to pay for online purchases. Good credit limit Reviewed on: 11th June 2024

PayPal offers a wonderful level of safety and assura...

PayPal offers a wonderful level of safety and assurance for making and receiving payments in an easy user friendly way! Reviewed on: 11th June 2024

Helpful to spread payments never had any problems wi...

Helpful to spread payments never had any problems with PayPal. Quick and easy checkout services and customer service is great Reviewed on: 11th June 2024

Excellent

Easy, convenient and statements explain the transaction details fully so you are able to keep track of payments Reviewed on: 11th June 2024

Convenient to use an super quick

This is my go to method of payment as it’s easy to setup and use. Never had any issues and it’s interest free over certain periods. Makes managing my money easy. Reviewed on: 11th June 2024

PayPal credit has helped me afford to buy items I ne...

PayPal credit has helped me afford to buy items I need and pay overtime Reviewed on: 11th June 2024

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