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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76540 reviews)

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4.90

Based on 76,540 reviews, last reviewed 19th Apr 2026

2371400% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simplicity and flexibility Easy and simple to use , statements are clear to understand and is very flexible with splitting payment . Reviewed on: 19th April 2026

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76540)

It’s quick and easy to set up and easy to use.

It’s quick and easy to set up and easy to use. I feel safe and protected Reviewed on: 11th June 2024

Good for working on your credit

Using PayPal credit has boosted my credit score Reviewed on: 11th June 2024

A fantastic payment service!

Very easy to set the account up and use it. I'd like to be able to split out the different purchases I've made, to ensure I pay back each balance so as not to incur interest. But other than that, It's a perfect service. Reviewed on: 11th June 2024

Excellent.

Excellent. The customer service is excellent. Reviewed on: 11th June 2024

Been very easy to use along with gives good informat...

Been very easy to use along with gives good information on where I stand with what’s owed and if I owe interest Reviewed on: 11th June 2024

It has been a great way to buy things through PayPal.

It has been a great way to buy things through PayPal. Really recommend it. Reviewed on: 11th June 2024

PayPal credit has been fantastic for managing larger...

PayPal credit has been fantastic for managing larger purchases and spreading the cost. When I’ve needed customer services, I’ve been in contact quickly and they’ve sorted matters out efficiently. Recommend! Reviewed on: 11th June 2024

Making shopping more accessible!!

Fabulous way of being able to purchase items and have a little longer to pay with no interest! Reviewed on: 11th June 2024

Excellant service and great customer support

Excellant service and great customer support Reviewed on: 11th June 2024

Paypal is easy to use and user friendly.

Paypal is easy to use and user friendly. Reviewed on: 11th June 2024

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