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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Always quick an easy.

Always quick an easy. So simple to use paypal Reviewed on: 9th June 2026

Convenient, simple and effective

Convenient, simple and effective Reviewed on: 9th June 2026

Quick easy, good service

Quick easy, good service from a reliable brand. I can never fault PayPal, and it’s nice to have credit from a company I know and trust. The over £100 spends automatically getting 4 months interest free is a game changer, and great value. Reviewed on: 9th June 2026

Very easy to use without having to put much effort i...

Very easy to use without having to put much effort into it Reviewed on: 9th June 2026

I use PayPal for everything - security and confidenc...

I use PayPal for everything - security and confidence paying online Reviewed on: 9th June 2026

I use paypal a lot as my pay monthly finance option.

I use paypal a lot as my pay monthly finance option. It's made my financial life so much easier Reviewed on: 9th June 2026

very fast, safe, convenient and trustworthy

very fast, safe, convenient and trustworthy Reviewed on: 9th June 2026

outgoing payments to suppliers great safe system for...

outgoing payments to suppliers great safe system for all transactions well informed for balance and due dates client safety most inportant to them which paypal are exemplary Reviewed on: 9th June 2026

PayPal affordable credit

PayPal Credit has made it possible for me to buy products at an affordable monthly budget Reviewed on: 9th June 2026

PayPal is my go to...

I rely on PayPal when making transactions online for the protection it offers and the ease of using their platform for purchases. I like the flexibility in using my cards through them, but also being about to pay in 3 or use PayPal credit. A fab platform all round! Reviewed on: 9th June 2026

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