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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76561 reviews)

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4.90

Based on 76,561 reviews, last reviewed 19th Apr 2026

2373200% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable and efficient. Reliable and efficient. I always have resolved the problems or purchases made using with PayPal credit. Never had any problem or delay Reviewed on: 19th April 2026

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76561)

Always been helpful.

Always been helpful. I use PayPal credit all the time and have never had any issues Reviewed on: 11th June 2024

Always use PayPal credit for holidays.

Always use PayPal credit for holidays. Very reliable & i know I can trust them with my money. I feel safe & don’t need to worry Reviewed on: 11th June 2024

Good backup

Good service and would use regular to help budget in this expensive world. Reviewed on: 11th June 2024

PayPal has served me very well throughout the years

PayPal has served me very well throughout the years Reviewed on: 11th June 2024

Never have any problems safe and secure.

Never have any problems safe and secure. Reviewed on: 11th June 2024

Perfect choice for every occasion you want to purcha...

Perfect choice for every occasion you want to purchase something but your budget is too low so PayPal Credit is the best option for everyone in such situation, there for you to help you out. Reviewed on: 11th June 2024

I love PayPal and highly recommended to everyone.

I love PayPal and highly recommended to everyone. Reviewed on: 11th June 2024

Its really helpful when person or family is in need...

Its really helpful when person or family is in need of large amount of money to be paid and return in installments. We are really thankful for PayPal Reviewed on: 11th June 2024

I have always had a great experience with PayPal and...

I have always had a great experience with PayPal and PayPal credit with its easy use in the PayPal app to the excellent interest rates. I would recommend using PayPal credit to anyone who most likely makes online payments as this card makes it super easy. Reviewed on: 11th June 2024

Great service

Never had any issues with PayPal. Easy to use. Good service Reviewed on: 11th June 2024

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