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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181045 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181045)

PayPal credit has always been helpful

Pay pal credit has always been very very helpful for me they gave me a generous credit limit when I first applied for an account and it’s always been very helpful for those unexpected expenses in life, I would recommend Paypal credit for anyone Reviewed on: 9th June 2026

PayPal has been incredibly useful to me over the years.

PayPal has been incredibly useful to me over the years. The pay in 3 and PayPal credit facilities have also been tremendously useful. I make the majority of my online payments using PayPal. It’s quick and easy. Reviewed on: 9th June 2026

Bert’s review

Everything has been fine. I’d like to clear my balance though Reviewed on: 9th June 2026

Just buy things you want without the initial layout,...

Just buy things you want without the initial layout, use it for items been thininking about but just couldnt justifie a one off cost :) Reviewed on: 9th June 2026

PayPal is a real pal

Really easy to use and very clear in their terms and conditions. Great options to suit all types of budgets/financial situations etc. Very impressed with PayPal. Reviewed on: 9th June 2026

Easy and secure way to pay is a god send.

Easy and secure way to pay is a god send. People on the internet have got more savvy in stealing details, and PayPal makes me feel safer and more confident with online shopping. Reviewed on: 9th June 2026

Online purchase protection

I have always found that PayPal provides easy way of protecting yourself when making purchases online. Reviewed on: 9th June 2026

PayPal use

All positive, never had any issues.. Easy to use Reviewed on: 9th June 2026

Useless customer service and lipservice protection

The customer service is well hidden, no understanding of complex issues or services bought in the future but the provider doesn't deal with any issues and PayPal stops protecting after 6months from payment. Ridiculous lipservice Reviewed on: 9th June 2026

Love PayPal.

Love PayPal. It's so handy and convenient. Make my everyday life easy whether it's for paying bills or transfer money. Reviewed on: 9th June 2026

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