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PayPal: PayPal Credit reviews

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4.90
Based on 76,615 reviews, last reviewed 19th Apr 2026
2378400% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal the best The best and safest thing u did is PayPal Reviewed on: 19th April 2026
Clarrissa f's avatar
Clarrissa f

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76615)

I've always found paypal a safe way to pay for thing...

5
I've always found paypal a safe way to pay for things from time to time problems arise, but always found customer service helpful Reviewed on: 11th June 2024
Shirley S's avatar
Shirley S

EVERYONE NEEDS A PAL LIKE........PAPAL X....

5
Used PayPal for good few years..always feels a safe way to pay..I often don't purchase if I see on the billing page no option to use PayPal....now I use PayPal credit it was a lifesaver at the very time I needed to purchase urgently ..I didn't get money in bank until 1 more week so couldn't of managed without my acceptance by PayPal credit...peace of mind knowing its an option ... Reviewed on: 11th June 2024
Claire Louise's avatar
Claire Louise

Very good , never spoke with customer service

5
Very good , never spoke with customer service Reviewed on: 11th June 2024
Codrut P's avatar
Codrut P

the leading credit provider

5
Having the offer on some products to pay over 12months interest free makes Paypal the leading credit provider in my opinion. Also with the use of Curve card, this has become much more convenient than using a bank credit card Reviewed on: 11th June 2024
Ibrahim H's avatar
Ibrahim H

Really useful and always good support

5
Really useful and always good support Reviewed on: 11th June 2024
Robert G's avatar
Robert G

Great payment system.

4
Great payment system. Payment allocations confusing. Customer service could be improved. Can take a while to resolve. Reviewed on: 11th June 2024
Jlew's avatar
Jlew

PayPal credit is brilliant, would recommend

5
PayPal credit is brilliant and I’ve found it to be massively helpful Reviewed on: 11th June 2024
AndrewB's avatar
AndrewB

Pay credit is really a life saving, duration for int...

5
Pay credit is really a life saving, duration for interest is good and payment to is flexible, I really enjoy PayPal credit. Reviewed on: 11th June 2024
Richie O's avatar
Richie O

Great service!

5
Brilliant way to easily spread payments over 4 months interest free and most online retailers accept PayPal! Reviewed on: 11th June 2024
Monz's avatar
Monz

I love the spreading of costs

5
I love the spreading of costs have used pay pal for years and if I won the 1000 I would probably use pay pal until the end of time, thanks to the pay pal team and everyone involved Reviewed on: 11th June 2024
Jack P's avatar
Jack P

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