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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

I have used PayPal for years.

I have used PayPal for years. So reliable and customer service are amazing. Reviewed on: 9th June 2026

Easy to use and navigate, some odd things I feel tha...

Easy to use and navigate, some odd things I feel that need improvement plus be parcel tracking has often been not accurate for me and also how faster the balance updates after each purchase as more often than not been slow in my personal experience. However apart from that it has been easy and convenient and perfect Reviewed on: 9th June 2026

Hassle Free

It’s quick and easy no hassle to use Reviewed on: 9th June 2026

I always had great experience with PayPal.

I always had great experience with PayPal I am using it for years now and it's very smooth experience every time. Highly recommend PayPal to others. Reviewed on: 9th June 2026

A forever home.

PayPal credit has en led to maintain my newly purchased property. It’s been a step ladder to help me build. Reviewed on: 9th June 2026

I love PayPal

I love PayPal it helps me with those purchases that I just could not afford in one go. I Do use it regular but always stay in my budget if payments. Reviewed on: 9th June 2026

Easy to use and excellent payment options

Always easy to use. The different payment options are so useful - particularly like the 4 months 0% option which kicks in automatically over £100. Way ahead of all other cards! Reviewed on: 9th June 2026

Pay pal is the best and ive never had a problem with...

Pay pal is the best and ive never had a problem with them Reviewed on: 9th June 2026

I’ve used PayPal for many years and I’ve consistentl...

I’ve used PayPal for many years and I’ve consistently found it to be an excellent service. I have used PayPal Credit many times and it is a great way to pay for the more expensive things over time. Reviewed on: 9th June 2026

Great experience with PayPal Credit.

Great experience with PayPal Credit. Easy to use, simple payment management, and helpful financing options for larger purchases. Everything is clearly displayed in the account, and I’ve found it to be a convenient and reliable service. Highly recommended. Reviewed on: 9th June 2026

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