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PayPal: PayPal Credit reviews

4.90
Based on 76,745 reviews, last reviewed 19th Apr 2026
2390600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I like the new app, it could be a little slicker in... I like the new app, it could be a little slicker in it's routing but overall very good improvement with the embedded new features Reviewed on: 19th April 2026
Thomas W's avatar
Thomas W

Latest lowest rating:

1

Paypal his very Relieable way to pay for goods Exce... Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026
Alan s's avatar
Alan s

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76745)

It’s so easy, always available on checkout

5
It’s so easy, always available on checkout Reviewed on: 11th June 2024

Very good, never had any issues.

5
Very good, never had any issues. The credit facilities are so easy to access. Customer service is always prompt Reviewed on: 11th June 2024

Excellent easy to use most websites except it

5
Excellent easy to use most websites except it Reviewed on: 11th June 2024

Great for protecting my purchases and getting more a...

5
Great for protecting my purchases and getting more and more retailers are accepting it Reviewed on: 11th June 2024

Great service and easy to use and understand

5
Great service and easy to use and understand Reviewed on: 11th June 2024

Top notch

5
I’ve had no problems with pay pal Reviewed on: 11th June 2024

I love using PayPal credit!

5
I love using PayPal Credit, it has a great deal with the 3 months interest free if you spend over £100 so it gives a lot of flexibility if needing to make a bigger purchase. The app is great to use and really secure too, overall such a great concept and great company! Reviewed on: 11th June 2024

Very happy

5
PayPal credit is easy to use and is used in a lot of places making it easy to spread my payments Reviewed on: 11th June 2024

Good start, but tell us a little more

5
Good start, but tell us a little more Reviewed on: 11th June 2024

A great way to pay for purchases and send money to...

5
A great way to pay for purchases and send money to family. Reviewed on: 11th June 2024

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