Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Everything works efficiently and fast with good offers

5
Everything works efficiently and fast with good offers Reviewed on: 9th June 2026

Extra funds when you need them.

5
Extra funds when you need them. Four months interest free is excellent for larger purchases. Customer service has been helpful. Reviewed on: 9th June 2026

Excellent!!

5
Excellent customer service, easy to use, the app is great Reviewed on: 9th June 2026

I have confidence to shop now

5
PayPal’s always give me the confidence to shop anyday and anytime and I can pay later especially when I don’t have the cash or money in my account. PayPal has improved my shopping experience Reviewed on: 9th June 2026

Nice Apple Pay Integration.

4
Nice Apple Pay Integration. I dont have to worry about physical card with my phone. Reviewed on: 9th June 2026

Great service, accepted at most retailers and buyer...

5
Great service, accepted at most retailers and buyer protections Reviewed on: 9th June 2026

Easy use and 4 months no interest policy very conven...

4
Easy use and 4 months no interest policy very convenient to pay back. Make it better give the 6 months. Reviewed on: 9th June 2026

Paypal Credit

4
I really like paypal credit 4month no-interest option Reviewed on: 9th June 2026

Paypal makes it easy for me.

5
Paypal makes it easy for me to pay and not worry about entering my card details on numerous websites. I like the app as I can keep a track on all my spending. Reviewed on: 9th June 2026

Always a pleasure

5
Always a pleasure to use quick no fuse and reliable, no messing around. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101215 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products