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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

Always reliable and accessible.

Always reliable,accessible and a great level of buyer protection PayPal is the number one choice. Reviewed on: 9th June 2026

Simple, Safe and Quick

Make paying for goods and services and managing my money Quick, Simple, and Safe Reviewed on: 9th June 2026

I trust pay pal think they are so safe to use I woul...

I trust pay pal think they are so safe to use I wouldn’t use anyone else Reviewed on: 9th June 2026

Long time user never had a bad thing to say

I have used PayPal credit for as long as its been availible and never had any issues. I love the degree of control you have in terms of repayments. Their perminant 0% for 4 months its great and I use that alot but it is so easy to choose a different option if you wish and they have quite decent rates. I also love how easy but secure it is to approve payments without needing a annoying app. I'm just glad how many websites support paypal but their dedicated virtual/physical card just makes it even easier. Reviewed on: 9th June 2026

Easily accessible, and provide an efficient service

Easily accessible, and provide an efficient service Reviewed on: 9th June 2026

Never had an issue with PayPal.

Never had an issue with PayPal. Easy to use and feels safe and secure for all purchases and transactions. The pay in 3 option is really helpful for those tougher times . Reviewed on: 9th June 2026

Really good really easy to use good options for paying

Really good really easy to use good options for paying Reviewed on: 9th June 2026

Really handy for spreading costs interest-free

I mainly use PayPal Credit because of the 4 months 0% interest offer. It’s been great for splitting up the cost of larger purchases so I don't have to pay everything all at once. It's really easy to use at checkout and does exactly what I need it to do. Reviewed on: 9th June 2026

PayPal credit experience

PayPal credit gives me the chance to spread out payments, interest free. I can use the card at various retailers. If I have any issues I can get through to PayPals customer service and get the help I need. I would recommend PayPal credit to people, who are yet to use them. Reviewed on: 9th June 2026

Nice customer service

Good customer service , the person that attended to me greet me very well on phone before transferring my call to the right department. Reviewed on: 9th June 2026

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