Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Always been great and always felt protected when sen...

5
Always been great and always felt protected when sending and receiving money Reviewed on: 9th June 2026

I have complete confidence using PayPal.

5
I have complete confidence using PayPal. Reviewed on: 9th June 2026

I think its honestly brilliant, its simple and easy...

5
I think its honestly brilliant, its simple and easy to understand. Its useless for have for unexpected emergencys. I have never have any issues Reviewed on: 9th June 2026

Easy to use

5
Great and easy to use. Straight forward Reviewed on: 9th June 2026

It’s been helpful during tough Financial Times to pr...

5
It’s been helpful during tough Financial Times to provide a little breathing room. Reviewed on: 9th June 2026

When I lost all hope for financial support PayPal wa...

5
When I lost all hope for financial support PayPal was there to help me out, not once not twice but a few more times,. No matter how low you feel or how many times you might have been rejected in terms of loans or credit cards,, just try PayPal Credit. Reviewed on: 9th June 2026

Paypal offers.

5
Paypal offers..extra points. What a brilliant idea !!.. love the flexibility of payments Reviewed on: 9th June 2026

Since joining PayPal i have had an excellent experie...

5
Since joining PayPal i have had an excellent experience, very satisfied. Reviewed on: 9th June 2026

Pay pal is the way forward

5
PayPal give me the opportunity to make purchases with a credit limit. I am enjoying its benefits given to me. Reviewed on: 9th June 2026

Pay pal credit is so convenient to use

5
Pay pal credit is so convenient to use Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products