Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,927 reviews, last reviewed 19th Apr 2026
2408100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything you need with the touch of a button Everything you need with the touch of a button the PayPal credit is much easier to have and control making the repayments much easier Reviewed on: 19th April 2026
Benny 's avatar
Benny

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (76927)

They are not bad on the interest

5
They are not bad on the interest Reviewed on: 11th June 2024
Paul n's avatar
Paul n

since starting to use PayPal for my online payments,...

5
since starting to use PayPal for my online payments, I have infact been 'rescued' by PayPal from a potential bankrupting episode when I ordered one ink cartridge from a European supplier who then wanted to supply me with some £27,000s worth of cartridges. PayPal in concert with my bank managed to get the matter sorted and got back the £11,00 they had immediately transferred out of my account. I can't praise them highly enough...incidentally I make a habit of paying via PayPal whenever I can Reviewed on: 11th June 2024
Christopher M's avatar
Christopher M

Simple, easy and a sigh of relief.

5
Simple, easy and a sigh of relief. Makes online shopping safer! Reviewed on: 11th June 2024
AD's avatar
AD

Excellent service

5
A very easy app to use deal with issues promptly pal pal credit is excellent would recommend to anyone Reviewed on: 11th June 2024
Julie m's avatar
Julie m

Amazing so easy to use I highly recommend to anyone

5
Amazing so easy to use I highly recommend to anyone Reviewed on: 11th June 2024
Brandyn t's avatar
Brandyn t

Always been very happy with my PayPal account

5
Always been very happy with my PayPal account Reviewed on: 11th June 2024
Matt Foy's avatar
Matt Foy

Always a good experience with the variety of payment...

4
Always a good experience with the variety of payment options Reviewed on: 11th June 2024
Matt B's avatar
Matt B

Its a good service if you wanna stretch your money o...

5
Its a good service if you wanna stretch your money out abit more. Reviewed on: 11th June 2024
Emmabunny's avatar
Emmabunny

Amazing, it’s a life saver for last minute purchases

5
Amazing, it’s a life saver for last minute purchases Reviewed on: 11th June 2024
tito o's avatar
tito o

Used to purchase a new bike at 0% over 12months, eas...

5
Used to purchase a new bike at 0% over 12months, easy to set up and pay back Reviewed on: 11th June 2024
Simon T's avatar
Simon T

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill