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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Easy to use with regular payment update.

5
Easy to use with regular payment update. Reviewed on: 9th June 2026

Great service, great way to spread the cost of thing...

5
Great service, great way to spread the cost of things with a trusted company. Reviewed on: 9th June 2026

Having that little extra to help when money is tight.

5
Having that little extra to help when money is tight. Reviewed on: 9th June 2026

Paypal is easy and trustworthy

5
I have always found Paypal to be simple and convenient to use. The app is easy to navigate and keeping a track of paying off the credit is a breeze. On the odd occasion I have had any queries the Paypal team have got back to me quickly and been very helpful. Have trusted Paypal for many years, getting Paypal credit was just the logical next step. Reviewed on: 9th June 2026

Great card 0% interest for the first four months all...

5
Great card 0% interest for the first four months allows you to pay back without the amount becoming inflated to the point you can’t pay it back Reviewed on: 9th June 2026

Great Credit Tool

5
I’ve used PayPal credit for a number of years now and they’ve always made me feel like a valued customer. It’s easy to use across a number of shops and websites and communication is always clear and frequent. Reviewed on: 9th June 2026

Simple and quick

5
I find paypal amazing as its so simple and quick. Reviewed on: 9th June 2026

Easy transactions.

5
Easy transactions. Great online experience, easy to manage. Reviewed on: 9th June 2026

Useful tool

4
Useful provider, especially for international transfers Reviewed on: 9th June 2026

So simple & easy to use.

5
So simple & easy to use. Great service Reviewed on: 9th June 2026

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