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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

It is a brilliant service.

It is a brilliant service. No filling out of loads of forms, but always available when I need it. No one offers such a good service. Having 4 months to pay for a purchase is enough for me as I will get 4 months pension before I need to pay. Reviewed on: 9th June 2026

PayPal easy and convenient to use.

PayPal easy and convenient to use. No inputting card details every time you purchase anything on the internet. Pay in 3 very usual if you are budgeting and no worries about direct debits, PayPal organise everything once you have inputted all your details. Monthly statements keep you up to date with your spending. Reviewed on: 9th June 2026

I use it all the time for extra security.

I use it all the time for extra security. Customer service have been excellent when I've had issues with a dodgy retailer. Reviewed on: 9th June 2026

hassle free

Good at letting money with huge amount without pressure of taking it back to you immediately Reviewed on: 9th June 2026

Safe way to spend your money

Always use PayPal and it’s a safe way to buy for things and has great monthly interest free purchases which is great for larger items. You can also get cash back through using it which is a great advantage for saving each month. Reviewed on: 9th June 2026

PayPal is perfect in everyway.

PayPal is perfect in everyway. I can use it at home in the UK and when I lived in the USA I was able to login to the same account, buy things in the USA and clear the balance from my bank account in the UK. Reviewed on: 9th June 2026

Great Flexibility

PayPal credit is very easy to use and offers great flexibility even for purchases that are not that obvious (i.e: train tickets), but it’s the PayPal virtual card that is the absolute game changer. I just added it to my Wallet app and used it when my debit card didn’t work, and… Voilà — payment was immediately completed. Reviewed on: 9th June 2026

PayPal the All Rounder Giant

They helped in multiple ways, from Credit to easy payments online PayPal does it all. All information is clear and the app is easy and very secure. It’s helped me build credit as well as get the most out of my shopping. All rounder PayPal wins it for me Reviewed on: 9th June 2026

Splitting automatically payments in 4 months, great

Splitting automatically payments in 4 months, great Reviewed on: 9th June 2026

Any contact I have ever had with PayPal customer ser...

Any contact I have ever had with PayPal customer service has always been very helpful and professional. An excellent experience Reviewed on: 9th June 2026

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