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PayPal: PayPal Credit reviews

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4.90
Based on 77,047 reviews, last reviewed 19th Apr 2026
2419200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a great tool Have used PayPal many many times using normal payment methods and the credit options alongside also recieving money either from friends/family or from... Read more Reviewed on: 19th April 2026
Nathan C's avatar
Nathan C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77047)

I find the app easy to navigate and easy to contact...

5
I find the app easy to navigate and easy to contact for help and accepted most everywhere and pay in 3 helps me keep control of my spending Reviewed on: 11th June 2024
Joey McCune's avatar
Joey McCune

Easy to use safe and secure

5
I have found the pay in 3 and the interest free payments if paid off by a set date very helpful buying through PayPal gives me a safe way of paying Reviewed on: 11th June 2024
William Feeney 's avatar
William Feeney

PayPal Credit - Huge Help!!

5
I’ve used PayPal for years because of my use of eBay but more recently, PayPal Credit. The 4 month 0% interest deal is a life saver, helps me out hugely!! Reviewed on: 11th June 2024
C Payne's avatar
C Payne

It's always easy and clean to pay with PayPal, never...

5
It's always easy and clean to pay with PayPal, never had an issue. Reviewed on: 11th June 2024
Charlene T's avatar
Charlene T

PayPal...love it

5
been using PayPal for years now, PayPal credit only for 4 months and love the flexibility it gives me. Reviewed on: 11th June 2024
steve 's avatar
steve

I use PayPal credit for larger purchases as it gives...

5
I use PayPal credit for larger purchases as it gives me piece of mind. Excellent service Reviewed on: 11th June 2024
Graeme S's avatar
Graeme S

Really easy and safe to use.

5
Really easy and safe to use. All my online payments are facilitated via paypal. Reviewed on: 11th June 2024
Samanta M's avatar
Samanta M

Very easy to use and navigate, great payment plan o...

5
Very easy to use and navigate, great payment plan options Reviewed on: 11th June 2024
Anna E's avatar
Anna E

Easy for me to pay in 3

5
PayPal just feels a fast secure way to pay, and the pay in 3 is my favourite, it’s nice you can buy something without taking a large sum out of my bank balance, will use it very much now and in the future Reviewed on: 11th June 2024
Chris E's avatar
Chris E

Easy to use and transparent charges

5
Easy to use and transparent charges Reviewed on: 11th June 2024
Samantha B's avatar
Samantha B

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