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PayPal: PayPal Credit reviews

4.90
Based on 77,171 reviews, last reviewed 19th Apr 2026
2431200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal makes paying quick and easy. PayPal makes paying quick and easy. Really annoys me when it isn't an option at checkout Reviewed on: 19th April 2026
Roy T's avatar
Roy T

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77171)

So easy to use.

5
So easy to use. Love pay in three and paypal credit. Reviewed on: 11th June 2024

Excellent service.

5
Excellent service. I don't have any issue. Reviewed on: 11th June 2024

Pay Pal Pay Mate

4
I had no negative experience with Pay Pal Reviewed on: 11th June 2024

Good service.

5
Good service. Easy transactions and great optional plans Reviewed on: 11th June 2024

Easy, secure and fast.

5
Easy, secure and fast. The interest rate is amazing compare to other brokers Reviewed on: 11th June 2024

Excellent

5
Very safe and easy for going things Reviewed on: 11th June 2024

A great service

5
I use Paypal Credit regularly to spread the cost of large items. I‘ve found it simple to use and the interest free period is helpful and it‘s easy to check payments. Reviewed on: 11th June 2024

easy payments.

5
no problems what so ever, very easy to use, I am not very computer literate band its very simple this is my preferred method . Reviewed on: 11th June 2024

Good overall

5
Easy to navigate no issues in contacting them Reviewed on: 11th June 2024

Simple easy credit.

5
Simple easy credit. 4 months to pay over £100 is really helpful Reviewed on: 11th June 2024

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