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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Best credit card

Best experience overall . Everything is smooth and expected. I use it on daily basis. Reviewed on: 9th June 2026

Good selection of ways to pay.

Good selection of ways to pay. Spreading the cost with pay in 3 is a great way to pay for more expensive things in 3 installments. Reviewed on: 9th June 2026

Shoping Made Easy

So easy to use and clear statements and app Reviewed on: 9th June 2026

Excellent service and good valie for money

Excellent service and good valie for money Reviewed on: 9th June 2026

Excellent service

Easy to access and whenever there has been bc an issue they have been able to intervene and solve the problem Reviewed on: 9th June 2026

PayPal Credit is making bigger purchases easier

PayPal Credit is a really convenient way to spread the cost of bigger purchases, and the reusable 0% interest offer for 4 months on purchases of £99 or more is especially appealing. It’s easy to use at checkout, works with thousands of online stores, and feels like a credit card without the plastic. What I like most is the flexibility: you can buy now and pay later without a separate application each time, which makes online shopping simpler and more manageable. Reviewed on: 9th June 2026

Great option to manage money and finances

Great option to manage money and finances Reviewed on: 9th June 2026

The first to trust me

I've been using PayPal credit for about 5 years now. PayPal credit was the first financial institution to trust me and give me credit for my needs without the need for heavy documentation to prove my credit worthiness. This has now helped me prove this over the years openingmore options for me in the financial space Reviewed on: 9th June 2026

Easy to use no hassle no fuss.

Easy to use no hassle no fuss.Digital and physical card available. It was easy to apply for with quick response and flexible repayment options. Reviewed on: 9th June 2026

A good reliable service at a good interest rate.

A good reliable service at a good interest rate. The only negative is the design of PayPal's website, navigation can be difficult. Reviewed on: 9th June 2026

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