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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

I have had a fair experience with PayPal.

3
I have had a fair experience with PayPal. I thought a couple of times when I’ve been scammed they were unhelpful. soeaking to customer services when I’ve needed to call are good Reviewed on: 9th June 2026

I've been with pay pal for a number of years never h...

5
I've been with pay pal for a number of years never had a problem Reviewed on: 9th June 2026

It's a good app and easy to use.

5
It's a good app and easy to use. Reviewed on: 9th June 2026

Paypal credit is really good.

5
Paypal credit is really good. Monthly repayment is alot less than many others Reviewed on: 9th June 2026

Longtime PayPal Credit user

5
I have used PayPal credit for years now, have always felt supported if I've faced any issues. I feel regularly informed and kept up to date with my credit limit and feel confident in using it as a payment method. Reviewed on: 9th June 2026

I have used PayPal credit for years now.

4
I have used PayPal credit for years now. Simple and easy way for me to pay for things before payday arrives. I prefer this method as I did not want to take out a credit card. Reviewed on: 9th June 2026

As like others with good credit.

4
As like others with good credit. should be more attractive Reviewed on: 9th June 2026

Have used it for mostly buying audio stuff on eBay b...

5
Have used it for mostly buying audio stuff on eBay but with its ease of use and fantastic terms have used it for mostly buying audio purchases. Reviewed on: 9th June 2026

Very Positive Experience

5
My experience of using PayPal has been nothing but positive. Easy to use and straightforward App. Reviewed on: 9th June 2026

My experience have been wonderful great communication

5
My experience have been wonderful great communication Reviewed on: 9th June 2026

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