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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

PayPal has been good to me as it has provided the op...

5
PayPal has been good to me as it has provided the opportunity to have the credit to pay for goods and services thatIneed. Then I can pay back at a time at which I can afford to. It also gives me 0% interest for a couple of months while I'm paying for what I have taken. Reviewed on: 9th June 2026

I find it very convenient and there when I need...

5
I find it very convenient and there when I need it Reviewed on: 9th June 2026

So far so good.

5
So far so good. No complaints. I had a problem and was able to call and ask Reviewed on: 9th June 2026

Always feel safe and secure using PayPal.

5
Always feel safe and secure using PayPal. Any issues are also addressed by them and sorted by them. Top class service. Reviewed on: 9th June 2026

Easy and quick to use.

4
Easy and quick to use. had no issues Reviewed on: 9th June 2026

I enjoy using PayPal.

5
I enjoy using PayPal. Allows money to be safe. Able to use PayPal 3 z Reviewed on: 9th June 2026

Great for stress free help

5
I have used PayPal credit for a few years now, i feel so much safer using it compared to a credit card it helps reduce my stress and I love that I get reminders to pay each month so I won't forget. Reviewed on: 9th June 2026

PayPal provide a comprehensive and professional serv...

5
PayPal provide a comprehensive and professional service that looks at your funds and helps you finance items with pay in 3. This breaks down the cost so it’s not taken in one lump sum. Making items affordable and allows me to budget. Fantastic service for me. I highly recommend. Reviewed on: 9th June 2026

The best credit card ever

5
I’m very happy with the service, conditions and promotions Reviewed on: 9th June 2026

All positive so far, have used PayPal for years!

5
All positive so far, have used PayPal for years! Reviewed on: 9th June 2026

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