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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,262 reviews, last reviewed 19th Apr 2026
2439800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use paypal credit all the time , 4 months interest... I use paypal credit all the time , 4 months interest free, whats not too like, so easy to use even better now with the app Reviewed on: 19th April 2026
mick t's avatar
mick t

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77262)

Nothing but Excellent experience with PayPal

5
Nothing but Excellent experience with PayPal Reviewed on: 11th June 2024
Martin's avatar
Martin

could be better

4
Could have better interface layout, sometimes i find it messy and hard to find simple information due to the way they choose to display things Reviewed on: 11th June 2024
georgia-olivia jones's avatar
georgia-olivia jones

PayPal is perfect

5
App is brilliant to use. Customer service is super efficient and fast at replying. Services are easy to use and clear what you are using. Offers a range of payment options and payments are protected which is a massive bonus when buying products Reviewed on: 11th June 2024
Liv's avatar
Liv

Very convenient.

5
Very convenient. Great credit options on interest free credit Reviewed on: 11th June 2024
Anne B's avatar
Anne B

Always a great option, can’t fault it

5
Always a great option, can’t fault it Reviewed on: 11th June 2024
Anth F's avatar
Anth F

Always very quick and easy.

5
Always very quick and easy. Gives me a sense of security when purchasing items Reviewed on: 11th June 2024
Olivia T's avatar
Olivia T

Perfect experience every single time

5
Perfect experience every single time Reviewed on: 11th June 2024
Jones L's avatar
Jones L

Never had any issues either with payments made, rece...

5
Never had any issues either with payments made, received, pay in 3 or PayPal credit and I’ve been using all for years! Great service! Reviewed on: 11th June 2024
Kieron S's avatar
Kieron S

Purchased a new set of golf club and spread the cost...

5
Purchased a new set of golf club and spread the cost over 12 months Reviewed on: 11th June 2024
darren m's avatar
darren m

Very easy to use!

5
Very easy to use! All the time you need it, will be there very easy and quick to use it, with plenty of time to pay it back Reviewed on: 11th June 2024
Alisson's avatar
Alisson

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