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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77354 reviews)

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4.90

Based on 77,354 reviews, last reviewed 19th Apr 2026

2448600% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent Excellent and easy to use through app. Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77354)

I love to use and easy to make payments with...

I love to use and easy to make payments with PayPal Reviewed on: 11th June 2024

Everything so quick and easy.

Everything so quick and easy. The reminders or repayments is so good. I prefer this method over some of the other credit firms. It’s my number 1. Reviewed on: 11th June 2024

Ok, it is what it is.

Ok, it is what it is. Charges a little high. Reviewed on: 11th June 2024

Top draw PayPal

Used PayPal since the beginning, they have spent a lot of time ironing out any problems, and now always get it right in the end. Reviewed on: 11th June 2024

I like how the interest is limited until 6 months fo...

I like how the interest is limited until 6 months for purchases and limited amounts to pay back. Reviewed on: 11th June 2024

It’s brilliant really helpful when you need to buy s...

It’s brilliant really helpful when you need to buy something urgently and then pay it back over a few months Reviewed on: 11th June 2024

Long time customer 5*

I’ve been a customer for many years, they have good offers and are always available and helpful if necessary . staff seem pleasant and knowledgeable too Reviewed on: 11th June 2024

Fantastic customer service

I have used PayPal for years and only had one problem with a supplier and they were on 100% and sorted it out for me. Fantastic customer service. Reviewed on: 11th June 2024

Good and flexible means to pay for large purchases

Good and flexible means to pay for large purchases Reviewed on: 11th June 2024

Smooth transactions for years.

Smooth transactions for years. And great buyer protection also the customer service is also pleasant Reviewed on: 11th June 2024

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