Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 77,466 reviews, last reviewed 19th Apr 2026
2458800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I enjoy using paypal, it’s easy to use, I feel secur... I enjoy using paypal, it’s easy to use, I feel secure purchasing through paypal Reviewed on: 19th April 2026
Emily E's avatar
Emily E

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77466)

Very handy when you need extra help

5
Very handy when you need extra help Reviewed on: 12th June 2024

I have no issues with using PayPal for a years ,real...

5
I have no issues with using PayPal for a years ,really great service Reviewed on: 12th June 2024

Paypal Credit

5
I’m paypal customer for years … flexibility provided by them with different ways of payment is the solution! Reviewed on: 12th June 2024

Easy to pay, 3-pay instalment option, secured paymen...

5
Easy to pay, 3-pay instalment option, secured payment and credit options Reviewed on: 12th June 2024

Easy to use and set up and issues are dealt with pro...

5
Easy to use and set up and issues are dealt with promptly. Reviewed on: 12th June 2024

PayPal credit is a brilliant system

5
PayPal credit is a brilliant system Reviewed on: 12th June 2024

Always there when I need it.

5
Always there when I need it, Easy use and saves time on transactions. Reviewed on: 12th June 2024

Good choice

5
Efficient easy to apply kept upto date Reviewed on: 12th June 2024

Paypal credit is the best

5
What I love about PayPal credit is the option of 3 or 4 months interest free plans. I like I'm always kept up to date of my payment dates but also I don't need to try and remember when it's next due as it's automatically taken. Reviewed on: 12th June 2024

Paypal is secure and reliable for online purchases

5
Paypal is secure and reliable for online purchases Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 35408 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 63 reviews
    PayPal
    View all products