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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

PayPal is my go to...

I rely on PayPal when making transactions online for the protection it offers and the ease of using their platform for purchases. I like the flexibility in using my cards through them, but also being about to pay in 3 or use PayPal credit. A fab platform all round! Reviewed on: 9th June 2026

Paypal Credit - A Wise Option

Paypal Credit is a simple yet effective way of managing short term credit. With the limited time period it is easy to control spending without letting it get out of hand Reviewed on: 9th June 2026

Fast & simple to use

Easy to use and convenient for my online purchases. Have definitely recommended to my family. Reviewed on: 9th June 2026

Happy PayPal User

Never had a problem with PayPal, always there when I need it. Reviewed on: 9th June 2026

Excellent experience, easy to use and very helpful

Excellent experience, easy to use and very helpful Reviewed on: 9th June 2026

Flexible and Secure

Flexible approach to credit provision with person centric lending - absolutely essential financial security provided Reviewed on: 9th June 2026

PayPal is so easy and reliable to use

PayPal is so easy and reliable to use Reviewed on: 9th June 2026

Customer service is excellent and efficient and polite.

Customer service is excellent and efficient and polite. I like the fact that it’s easy to get through to a person. Reviewed on: 9th June 2026

PayPal Revue

Never had any problems with transactions , very easy to set up use & control your payments. Reviewed on: 9th June 2026

PayPal for me is a trustworthy lifeline.

PayPal for me is a trustworthy lifeline. With several payment choices, direct from my bank, PayPal credit or pay in 3. Using PayPal has meant that I can be flexible with my payments and utilise the PayPal credit as and when needed. I consider PayPal a safe and convenient way to shop and payments are very reasonable. The UI is easy to navigate and user friendly, customer service is also fantastic, a rarety these days. 100% recommend paypal to anybody that hasn't yet tried and tested. Reviewed on: 9th June 2026

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