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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Ease of use

5
I enjoy using Paypal Credit due to its immediate availability and ease of use. Reviewed on: 9th June 2026

Always quick an easy.

5
Always quick an easy. So simple to use paypal Reviewed on: 9th June 2026

Convenient, simple and effective

4
Convenient, simple and effective Reviewed on: 9th June 2026

Quick easy, good service

5
Quick easy, good service from a reliable brand. I can never fault PayPal, and it’s nice to have credit from a company I know and trust. The over £100 spends automatically getting 4 months interest free is a game changer, and great value. Reviewed on: 9th June 2026

Very easy to use without having to put much effort i...

5
Very easy to use without having to put much effort into it Reviewed on: 9th June 2026

I use PayPal for everything - security and confidenc...

5
I use PayPal for everything - security and confidence paying online Reviewed on: 9th June 2026

I use paypal a lot as my pay monthly finance option.

5
I use paypal a lot as my pay monthly finance option. It's made my financial life so much easier Reviewed on: 9th June 2026

very fast, safe, convenient and trustworthy

5
very fast, safe, convenient and trustworthy Reviewed on: 9th June 2026

outgoing payments to suppliers great safe system for...

5
outgoing payments to suppliers great safe system for all transactions well informed for balance and due dates client safety most inportant to them which paypal are exemplary Reviewed on: 9th June 2026

PayPal affordable credit

5
PayPal Credit has made it possible for me to buy products at an affordable monthly budget Reviewed on: 9th June 2026

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