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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Quick, no nonsense and to use. Highly recommend.

5
Easy to use, straight forward process. Reviewed on: 9th June 2026

I regularly use PayPal credit, it’s convenient, safe...

5
I regularly use PayPal credit, it’s convenient, safe and secure! I love it! Reviewed on: 9th June 2026

Very simple to use and the best and safest way to pay.

5
Very simple to use and the best and safest way to pay. Reliable and straight forward. Reviewed on: 9th June 2026

My experience with PayPal Credit has been very posit...

5
My experience with PayPal Credit has been very positive overall. The application process was quick and straightforward, and I appreciated how easy it was to use at checkout. The flexibility to spread payments over time has been really helpful for managing larger purchases. I also find the account management tools clear and easy to navigate. Overall, it’s been a convenient and reliable service. Reviewed on: 9th June 2026

Excellent service.

5
Excellent service. All good. Easy gor customer Reviewed on: 9th June 2026

Always a positive experience whenever

5
Always a positive experience whenever Reviewed on: 9th June 2026

Have always experienced good service with no problems

5
Have always experienced good service with no problems Reviewed on: 9th June 2026

It is a very good way to pay for items allowing paym...

5
It is a very good way to pay for items allowing payments that suit to pay off balance Reviewed on: 9th June 2026

Handy to have

5
Always a short cut to pay handy to have when your credit card isn't around Reviewed on: 9th June 2026

So easy protects also longer to pay

5
So easy protects also longer to pay Reviewed on: 9th June 2026

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