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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Excellent service highly recommended

Excellent service highly recommended Reviewed on: 9th June 2026

I started using PayPal credit this year and I’m very...

I started using PayPal credit this year and I’m very happy with it; such a great and efficient service I highly recommend it Reviewed on: 9th June 2026

Happywuwik

Easy to use and great if you want to spread your cost over 4 months(purchases over £99) Reviewed on: 9th June 2026

Always impressed and use frequently

Always impressed and use frequently and can happily recommend to friends. Good value to use Reviewed on: 9th June 2026

Great, problem-free and secure service

I’ve used PayPal literally hundred of times without an issue. They have a diverse range of services and all appear to be secure. I haven’t needed to use PayPal credit but often use their ‘pay in 3’ option to help me manage my budget especially now I’m a pensioner. Reviewed on: 9th June 2026

Been using PayPal Credit for a while now and it’s be...

Been using PayPal Credit for a while now and it’s been so handy, if I’ve been low on funds for something I needed because of paying bills it’s helped, they regularly inform of any changes in the system and check if you are ok with payments. Reviewed on: 9th June 2026

PayPal is quick and reliable

It is still the best way to send money worldwide instantly and it is linked to our bank account! No fuss ! Reviewed on: 9th June 2026

Excellent I feel safe and protected using PayPal cre...

Excellent I feel safe and protected using PayPal credit Reviewed on: 9th June 2026

Easy to use and plenty of payment options.

Easy to use and plenty of payment options. Reviewed on: 9th June 2026

I've been using PayPal for over 11 years now.

I've been using PayPal for over 11 years now. It's a wonderful service and has been a great enabler of both business and personal transactions. Reputable and trustworthy,I always get a bit annoyed when I find a website doesn't allow payment with PayPal. Reviewed on: 9th June 2026

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