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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77815 reviews)

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4.90

Based on 77,815 reviews, last reviewed 19th Apr 2026

2491500% increase in 5 star reviews

in the past 90 days

7200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I don’t think you can go wrong with PayPal! . Paying by PayPal makes the transactions feel safer & protected. Reviewed on: 19th April 2026

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77815)

PayPal is an excellent service

PayPal is an excellent service along with excellent customer service Reviewed on: 12th June 2024

Paying on line

Works great for paying online or spreading costs if needed Reviewed on: 12th June 2024

overview

Easily used app, good detail provided and decent offers. Do feel that their competitions/opportunities to win could be better. Reviewed on: 12th June 2024

So helpful when stuck

I was stuck when some appliances in the home broke unexpectedly and pay pal credit allowed me to buy the items we needed as a family and spread the repayments. Reviewed on: 12th June 2024

It’s really handy to use and helps spread the cost out.

It’s really handy to use and helps spread the cost out. Reviewed on: 12th June 2024

I always had a good experience using PayPal, no prob...

I always had a good experience using PayPal, no problems and good chances to bet approved for an account. The app is excellent and I never had any issues with it. Reviewed on: 12th June 2024

Useful tool, would be good to have the option to req...

Useful tool, would be good to have the option to request credit increases Reviewed on: 12th June 2024

Easy to navigate and convenient application.

Easy to navigate and convenient application. Spread your payments on big money items. Reviewed on: 12th June 2024

Easy to use, would highly recommend

Easy to use, would highly recommend Reviewed on: 12th June 2024

The interest rates are great and the user journey is...

The interest rates are great and the user journey is super easy Reviewed on: 12th June 2024

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