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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

PayPal is reliable, secure and rewarding.

5
PayPal is reliable, secure and rewarding. I have used PayPal for many years and always recommend it to people because with PayPal, your money and information are secure and you don't need to worry about scammers and fraudsters, I use PayPal for my online transactions because it is trustworthy. Reviewed on: 9th June 2026

I have been using PayPal for several years and have...

5
I have been using PayPal for several years and have found it to be a reliable and convenient payment platform. Sending and receiving money is straightforward, and the security features provide peace of mind when making online purchases. The mobile app is easy to use, and transactions are usually processed quickly. Customer support can sometimes take time to resolve issues, but overall my experience has been positive. PayPal is widely accepted, making it a practical choice for online shopping, business transactions, and international payments. Overall, I would recommend PayPal for its convenience, security, and ease of use. Reviewed on: 9th June 2026

3 times I have had trouble with suppliers.

5
3 times I have had trouble with suppliers. Each time PayPal have sorted it extremely efficiently. Reviewed on: 9th June 2026

Good reliable credit

5
Good reliable credit that can be used in many places without issue Reviewed on: 9th June 2026

Easy payment options, easy to spread the cost and on...

5
Easy payment options, easy to spread the cost and on many cases 0% times Reviewed on: 9th June 2026

Simple to use, great interest free options.

5
Simple to use, great interest free options. Flexible and easily integrated into mobile phone wallet Reviewed on: 9th June 2026

PayPal app

5
clean app easy to use any problems dealt with efficiently Reviewed on: 9th June 2026

Good for spreading the shopping over 4 months withou...

3
Good for spreading the shopping over 4 months without interest. Reviewed on: 9th June 2026

Always very efficient service never any problems.

5
Always very efficient service never any problems. Reviewed on: 9th June 2026

A useful tool to help my friends and family

5
A useful tool that has allowed me to help my friends and family in different towns with just a few clicks. Its fast, reliable and simple. Ive never struggled with the ui. Its intergrated in to almost every website for payment which is a god send Reviewed on: 9th June 2026

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