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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

Great service, good value, and handy credit options...

Great service, good value, and handy credit options PayPal is my preferred payment method for good reason. Customer service is responsive and helpful whenever I’ve needed assistance. It offers great value too—low or no fees for many transactions, and transparent pricing with no hidden costs. I also appreciate their credit plans and PayPal Credit: simple to apply for, with flexible repayment terms and interest-free periods on eligible purchases. It’s a secure, convenient way to manage payments and spread costs when needed. Definitely worth using! Reviewed on: 9th June 2026

So easy to use, good app and everything made simple.

So easy to use, good app and everything made simple. Reviewed on: 9th June 2026

Always available to chat and very helpful

Always available to chat and very helpful Reviewed on: 9th June 2026

Thank you for your help .

Thank you for your help . Nice to do business with you. Reviewed on: 9th June 2026

I do most of my on line transactions using PayPal, ..

I do most of my on line transactions using PayPal, Very easy and safe. If needed the option of Pay in 3 is handy, and Credit is always available if needed. First class Reviewed on: 9th June 2026

It's there when you need it, no issues, ease of use,...

It's there when you need it, no issues, ease of use, and great terms and rates. Reviewed on: 9th June 2026

Couldn't live without it.

Very convenient, quick and easy to use. Couldn't live without it. Reviewed on: 9th June 2026

I find paypal credit super helpful for allowing me t...

I find paypal credit super helpful for allowing me to book travel and see the world. Reviewed on: 9th June 2026

Great service

It’s always there when needed and the rates are excellent. also everywhere accepts PayPal so make it easier to buy the things you want. The service is brilliant and I would recommend PayPal to everyone Reviewed on: 9th June 2026

Simple to start, easy to use

It was easy to set up and download a card to my apple wallet and then so simple to pay for things. And setting up a direct debit was straightforward too. Reviewed on: 9th June 2026

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