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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,883 reviews, last reviewed 20th Apr 2026
2497300% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient, flexible and easy to manage I’ve been using PayPal Credit for some time now and it has made managing my spending much easier. The setup was quick and straightforward, and everyth... Read more Reviewed on: 20th April 2026
Ellen K's avatar
Ellen K

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77883)

So easy to use and great way to budget.

5
So easy to use and great way to budget. Reviewed on: 12th June 2024
David N's avatar
David N

Secure convenient easy to use I use it all the time...

5
Secure convenient easy to use I use it all the time online Reviewed on: 12th June 2024
Geoffrey N's avatar
Geoffrey N

Simple and easy to use

5
Paying for goods is very simple using PayPal. Money is simple and easy to transfer to my bank account. Reviewed on: 12th June 2024
Terry n's avatar
Terry n

I have used PayPal for many years and I can’t fault...

5
I have used PayPal for many years and I can’t fault there service I have never had any issues and its excellent what services they offer Reviewed on: 12th June 2024
Kal De Lorenzo's avatar
Kal De Lorenzo

All well but I do think Apr should be a...

5
All well but I do think Apr should be a bit lower Reviewed on: 12th June 2024
Adriana H's avatar
Adriana H

Very convenient and accessible .

5
Very convenient and accessible .I ve been using it for may years and I'm so satisfied Reviewed on: 12th June 2024
Wilson P's avatar
Wilson P

PayPal are always easy to deal with and very fair.

5
PayPal are always easy to deal with and very fair. Quick responses to emails and regular communication which is always pleasant and well mannered. I am confident that if I have to contact paypal they are an excellent company ro deal with Reviewed on: 12th June 2024
Liam harman 's avatar
Liam harman

PayPal credit has helped me a lot financially, it’s...

5
PayPal credit has helped me a lot financially, it’s easy to use and understand. Reviewed on: 12th June 2024
Jade S's avatar
Jade S

Needs real time viewing on app

4
The app needs to work on real time when paying money off bill and needs to show more detail on transactions made Reviewed on: 12th June 2024
Kay Coxon's avatar
Kay Coxon

Great company, fantastic customer service!

5
Great company, fantastic customer service! Reviewed on: 12th June 2024
Steve Morley's avatar
Steve Morley

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