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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

Never a problem, quick, easy, convenient, feels safe

Never a problem, quick, easy, convenient, feels safe Reviewed on: 9th June 2026

I really love paypal credit at 0%

I really love paypal credit s 0% ,interest for 4 months as it helps me budget for larger spends eg unexpected washing machine replacement, or kids birthday presents Reviewed on: 9th June 2026

Great option to manage money and finances

Great option to manage money and finances Reviewed on: 9th June 2026

Customer service team are Humans, with very good man...

Customer service team are Humans, with very good manners, helpful and supportive. It's always amazing to be able to speak to a real person not a machine Reviewed on: 9th June 2026

Safe and easy way to pay

Easy to pay for stuff, you know you're protected and there's an option to pay in installments of you want to. Reviewed on: 9th June 2026

I've had a positive experience using PayPal Credit.

I've had a positive experience using PayPal Credit. Although I was initially given a relatively low credit limit, the application process was straightforward and the account was easy to manage through the PayPal app. What I like most is the flexibility it provides for larger purchases, especially when taking advantage of promotional financing offers. Payments are simple to track, and I've found the service reliable whenever I've needed it. While I would appreciate a higher credit limit in the future, overall PayPal Credit has been a useful and convenient finance option, and I would happily recommend it to others. Reviewed on: 9th June 2026

Happy Chappy

I have had no problem at all with Paypal Reviewed on: 9th June 2026

Paypal Credit

I just use Paypal credit to cover some spending I nearly always pay the Balance in full every month Reviewed on: 9th June 2026

Easy to obtain.

Easy to obtain. Not loads of forms. Four months interest free straight away. Very happy Reviewed on: 9th June 2026

Always the first choice for a payment system

Always the first choice for a payment system Reviewed on: 9th June 2026

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