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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181048 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181048)

Since joining PayPal i have had an excellent experie...

Since joining PayPal i have had an excellent experience, very satisfied. Reviewed on: 9th June 2026

Pay pal is the way forward

PayPal give me the opportunity to make purchases with a credit limit. I am enjoying its benefits given to me. Reviewed on: 9th June 2026

Pay pal credit is so convenient to use

Pay pal credit is so convenient to use Reviewed on: 9th June 2026

Great option to manage money and finances

Great option to manage money and finances Reviewed on: 9th June 2026

Simple, straightforward, easy to use

Simple, straightforward, easy to use Reviewed on: 9th June 2026

Always there to help and the facilities for purchasi...

Always there to help and the facilities for purchasing are second to none Reviewed on: 9th June 2026

PayPal is amazing - so safe and secure!

PayPal is amazing - so safe and secure! Use it for pretty much everything! Reviewed on: 9th June 2026

First Class service

Simple to use and very reliable. Accepted method of payment in so many places. Great customer service and safety. Reviewed on: 9th June 2026

5 star Service

Exactly the service I prefer, and customer service is 5 star Reviewed on: 9th June 2026

PayPal CC or PayPal pay in 3

PayPal is widely accepted for online transactions with either the PP credit card or the PP pay in 3 options Reviewed on: 9th June 2026

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