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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181050 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181050)

Great Credit Tool

I’ve used PayPal credit for a number of years now and they’ve always made me feel like a valued customer. It’s easy to use across a number of shops and websites and communication is always clear and frequent. Reviewed on: 9th June 2026

Simple and quick

I find paypal amazing as its so simple and quick. Reviewed on: 9th June 2026

Easy transactions.

Easy transactions. Great online experience, easy to manage. Reviewed on: 9th June 2026

Useful tool

Useful provider, especially for international transfers Reviewed on: 9th June 2026

So simple & easy to use.

So simple & easy to use. Great service Reviewed on: 9th June 2026

Always been great and always felt protected when sen...

Always been great and always felt protected when sending and receiving money Reviewed on: 9th June 2026

I have complete confidence using PayPal.

I have complete confidence using PayPal. Reviewed on: 9th June 2026

I think its honestly brilliant, its simple and easy...

I think its honestly brilliant, its simple and easy to understand. Its useless for have for unexpected emergencys. I have never have any issues Reviewed on: 9th June 2026

Easy to use

Great and easy to use. Straight forward Reviewed on: 9th June 2026

It’s been helpful during tough Financial Times to pr...

It’s been helpful during tough Financial Times to provide a little breathing room. Reviewed on: 9th June 2026

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