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PayPal: PayPal Credit reviews

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4.90
Based on 77,931 reviews, last reviewed 20th Apr 2026
2501600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit makes things so easy to split big paym... PayPal credit makes things so easy to split big payments over 4 months at 0% making big payments easy to manage within monthly spending Reviewed on: 20th April 2026
Johnny M's avatar
Johnny M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
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Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77931)

Great service very happy just when I needed it,

5
Great service very happy just when I needed it, Reviewed on: 12th June 2024
Nicholas W's avatar
Nicholas W

Such a great system, easy to use, such a useful way...

5
Such a great system, easy to use, such a useful way to pay. It’s been so handy to spread the cost for large items. Reviewed on: 12th June 2024
Jodie J's avatar
Jodie J

Good customer service Advisers friendly

5
Good customer service Advisers friendly Reviewed on: 12th June 2024
Farooq a's avatar
Farooq a

Always use 4 months interest free if I'm looking to...

5
Always use 4 months interest free if I'm looking to use a short term credit, comes in very handy. Reviewed on: 12th June 2024
WraithCEH's avatar
WraithCEH

PayPal makes it easy to pay for things online withou...

5
PayPal makes it easy to pay for things online without being scared of losing your card details to fraud. Not all businesses know how to comply with GDPR requirements and therefore cannot be trusted to store card details. Reviewed on: 12th June 2024
Joe B's avatar
Joe B

PayPal are reliable and dependable

5
PayPal are reliable and dependable Reviewed on: 12th June 2024
Taiwo O's avatar
Taiwo O

Never had problem with using the app and it good at...

5
Never had problem with using the app and it good at keeping you upto date Reviewed on: 12th June 2024
Lee Millington's avatar
Lee Millington

Paypal pay in three! best thing ever

5
Paypal pay in three Reviewed on: 12th June 2024
Martyn P's avatar
Martyn P

Paypal helped me rebuild my credit after divorce pus...

5
Paypal helped me rebuild my credit after divorce pushed me into bankruptcy... Awesome service Reviewed on: 12th June 2024
John x's avatar
John x

I find it very good for protected purchases online.

5
I find it very good for protected purchases online. It's straightforward I'm updated and can pay extra when I want Reviewed on: 12th June 2024
Paul Eaton's avatar
Paul Eaton

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