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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,958 reviews, last reviewed 20th Apr 2026
2504300% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feel safe to shop online with PayPal, pay in 3 a goo... Feel safe to shop online with PayPal, pay in 3 a good option too. No interest to pay if you pay your balance each month. Reviewed on: 20th April 2026
Vicky M's avatar
Vicky M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77958)

It's brilliant, when you don't have the money straig...

5
It's brilliant, when you don't have the money straight away they help you Reviewed on: 12th June 2024
Beatris S's avatar
Beatris S

Great service!!!!

5
Always used paypal and always will great service Reviewed on: 12th June 2024
Samuel s's avatar
Samuel s

PayPal is good

5
PayPal credit is very useful saves you money and helps maintain your finances Reviewed on: 12th June 2024
Z's avatar
Z

Simple to use quick and easy to set up

5
Simple to use quick and easy to set up Reviewed on: 12th June 2024
Chris H's avatar
Chris H

Simple process and great offers with manageable repa...

5
Simple process and great offers with manageable repayments. Reviewed on: 12th June 2024
Joe J's avatar
Joe J

Easy to use and customer friendly payback options.

5
Easy to use and customer friendly payback options. Reviewed on: 12th June 2024
Szabolcs L's avatar
Szabolcs L

Great Service.

5
Feels secure. Have had good response to disputes. Very easy to use. Flexible options on payments. Reviewed on: 12th June 2024
KBullock's avatar
KBullock

PayPal Credit is easy and convenient

5
PayPal Credit is an easy, convenient way to budge for larger purchases, particularly when it's close to payday. Reviewed on: 12th June 2024
Emma 's avatar
Emma

I've used PayPal credit now for a few years.

5
I've used PayPal credit now for a few years. The initial spending limit is very generous for a first time user.I find it better being an online only card as you don't end up spending or using it for everything in day to day life. The 0% interest for 4 months is very good too! Reviewed on: 12th June 2024
Dylan's avatar
Dylan

Had no issues since I have been using PayPal.

5
Had no issues since I have been using PayPal. Everything has been soo smooth and explained well in all emails. Reviewed on: 12th June 2024
Seema naeem's avatar
Seema naeem

Review PayPal: PayPal Credit now

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