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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181051 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181051)

Easy and quick to use.

Easy and quick to use. had no issues Reviewed on: 9th June 2026

I enjoy using PayPal.

I enjoy using PayPal. Allows money to be safe. Able to use PayPal 3 z Reviewed on: 9th June 2026

Great for stress free help

I have used PayPal credit for a few years now, i feel so much safer using it compared to a credit card it helps reduce my stress and I love that I get reminders to pay each month so I won't forget. Reviewed on: 9th June 2026

PayPal provide a comprehensive and professional serv...

PayPal provide a comprehensive and professional service that looks at your funds and helps you finance items with pay in 3. This breaks down the cost so it’s not taken in one lump sum. Making items affordable and allows me to budget. Fantastic service for me. I highly recommend. Reviewed on: 9th June 2026

The best credit card ever

I’m very happy with the service, conditions and promotions Reviewed on: 9th June 2026

All positive so far, have used PayPal for years!

All positive so far, have used PayPal for years! Reviewed on: 9th June 2026

Best credit card

Best experience overall . Everything is smooth and expected. I use it on daily basis. Reviewed on: 9th June 2026

Good selection of ways to pay.

Good selection of ways to pay. Spreading the cost with pay in 3 is a great way to pay for more expensive things in 3 installments. Reviewed on: 9th June 2026

Shoping Made Easy

So easy to use and clear statements and app Reviewed on: 9th June 2026

Excellent service and good valie for money

Excellent service and good valie for money Reviewed on: 9th June 2026

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