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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

are allocated would improve the experience

PayPal Credit is easy to use and convenient. My only concern is that sometimes when I make a payment towards a 4-month plan, the payment appears to be applied to an older balance instead, which can be confusing. Clearer information about how payments are allocated would improve the experience Reviewed on: 9th June 2026

Excellent credit choice

Excellent financial support, you can pay back in time with 0% interest. Credit limit raises depending on your needs. Accepting the new limit is as easy as it could be. Reviewed on: 9th June 2026

Ive used paypal for many years.

Ive used paypal for many years. Its a useful paying tool and I use it not just for debit, credit, but transfer and paying for services. all which are very useful and easy for me to use and utilise Reviewed on: 9th June 2026

Handy easy to use and available for most retailers

Handy easy to use and available for most retailers Reviewed on: 9th June 2026

I needed o pay a large amount of money to a company...

I needed o pay a large amount of money to a company and for me it was the safes way to pay Reviewed on: 9th June 2026

Trusted Safe and secured

Easy to use, good value for money and rest assured with online purchases protection Reviewed on: 9th June 2026

Seamless and easy to manage

My experience with PayPal Credit has been very smooth and convenient. I find the app easy to use, and I can usually find what I need without any issues. The payment process is straightforward, and I like being able to view my balance and manage payments in one place. The only improvement I would suggest is making the statements a little clearer and easier to read, especially when checking promotional balances or payment timelines. Apart from that, it has been a seamless and reliable service. Reviewed on: 9th June 2026

Been with these a very long time,life savers is a g...

Been with these a very long time,life savers is a good work to say about PayPal, credit is there when you need it Reviewed on: 9th June 2026

Always a good shopping experience and everything is...

Always a good shopping experience and everything is simple and straightforward. Absolutely love paypal Reviewed on: 9th June 2026

My experience with Paypal was truly exceptional.

My experience with Paypal was truly exceptional. The service provided is of high quality. The majority of features are flawless. The customer service is top-notch, always prioritizing the needs of their clients. Reviewed on: 9th June 2026

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