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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

I love PayPal credit

5
I love PayPal credit it’s my favourite credit product and the one I utilise the most due to the offers and rewards Reviewed on: 9th June 2026

Best card ever

5
Best card ever had interest free makes a big difference Would highly recommend Reviewed on: 9th June 2026

PayPal is easy to use.

5
PayPal is easy to use. The fact that most retailers offer the option at checkout just makes it convenient and also the pay in 4 no interest is icing on the cake. Reviewed on: 9th June 2026

For all types of payment options

5
I use it for all sorts of things. Pay in 3 and also credit. Very reasonable rates and options Reviewed on: 9th June 2026

Good experience overall in my opinion

4
Good experience overall in my opinion Reviewed on: 9th June 2026

Always quick to help and empathetic with it.

5
Always quick to help and empathetic with it. PayPal's power in the world of commerce is respected Reviewed on: 9th June 2026

I like PayPal features

4
I like PayPal features and ease of making payments. Also like PayPal credit facility Reviewed on: 9th June 2026

very easy to access paypal on line

4
very easy to access paypal on line and a quick solution from them. Reviewed on: 9th June 2026

I have paid for two holidays with pay pal

5
I have paid for two holidays with pay pal Reviewed on: 9th June 2026

Used the credit option

3
Used the credit option was good when needed a loan with money Reviewed on: 9th June 2026

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