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PayPal: PayPal Credit reviews

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4.90
Based on 78,186 reviews, last reviewed 20th Apr 2026
2525700% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always positive, I get help with all my enquiries, v... Always positive, I get help with all my enquiries, very quick and easy. Reviewed on: 20th April 2026
JK's avatar
JK

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026
Mi's avatar
Mi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78186)

A very fast decision

5
A very fast decision alowing a lager priced purchase Reviewed on: 12th June 2024
Mark R's avatar
Mark R

Great flexible service, only potential improvement w...

5
Great flexible service, only potential improvement would be to make it easier to contact if there is an issue Reviewed on: 12th June 2024
Dave Woods's avatar
Dave Woods

Paypall is very safe and I will recomand to everyone...

5
Paypall is very safe and I will recomand to everyone Reviewed on: 12th June 2024
Claudia M's avatar
Claudia M

Simple & no hassle problems always dealt with swiftl...

5
Simple & no hassle problems always dealt with swiftly and safety is brilliant Reviewed on: 12th June 2024
Fiona R's avatar
Fiona R

Easy to use .

5
Easy to use .always use PayPal for online purchases Reviewed on: 12th June 2024
Wayne T's avatar
Wayne T

Paypal credit has good payment options and a good u...

5
Paypal credit has good payment options and a good understanding of statements Reviewed on: 12th June 2024
Sharon Poole's avatar
Sharon Poole

PayPal is fantastic and one of the safest payments m...

5
PayPal is fantastic and one of the safest payments methods I've ever used Reviewed on: 12th June 2024
Chelsea rutherford's avatar
Chelsea rutherford

Really handy and really good credit limit compared t...

5
Really handy and really good credit limit compared to other providers. It’s accepted at a lot of places and it’s good to spread larger purchases, haven’t had any issues with it at all. Reviewed on: 12th June 2024
Aimee M's avatar
Aimee M

Always very efficient

5
Always very efficient and quick and offering various ways to pay for items at checkout, such as pay-in-3 or interest free credit. PayPal Credit teams up with numerous retailers offering fantastic deals. I bought all of our family bikes from Tredz all on 12 month interest free payment plans with PayOal Credit Reviewed on: 12th June 2024
Mark Houston's avatar
Mark Houston

Really useful service to have.

5
Really useful service to have. Paypal is great anyway but to have the extra cushion of a credit limit gives that little bit extra flexibility. Reviewed on: 12th June 2024
Mike H's avatar
Mike H

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