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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78354 reviews)

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4.90

Based on 78,353 reviews, last reviewed 20th Apr 2026

2541100% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been good at solving problems and sorting the... Always been good at solving problems and sorting the problem out. Great service all round. Reviewed on: 20th April 2026

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78354)

Great, easy to use and easy to make payments

Great, easy to use and easy to make payments Reviewed on: 13th June 2024

0 % interest for 4 months offer.

0 % interest for 4 months offer for some buying like airplain ticket by Ryanair or if you buy something from Ebay, which is great and help a lot. Automaticly increasing your credit what you can spend for buying. Thank you so much Paypal! ;) Reviewed on: 13th June 2024

A very simple and intuitive system with ample inform...

A very simple and intuitive system with ample information provided. A smooth customer experience and with many options of how to repay, and early repayment available too Reviewed on: 13th June 2024

Easy and fast application.

Easy and fast application. 0% interest and you don’t get pestered into taking out more credit or have limit increased. Reviewed on: 13th June 2024

Everyone is very helpful and polite I would recommen...

Everyone is very helpful and polite I would recommend you to my friends Reviewed on: 13th June 2024

Easy to use & access- but having set a DD for pay in...

Easy to use & access- but having set a DD for pay in 3 am confused as to why it hasn’t been taken Reviewed on: 13th June 2024

Blessing in disguise!

Paypal credit has come really handy when I haven’t had the money straight away. It’s a blessing in disguise for me. Reviewed on: 13th June 2024

Always been good, four months interest free works well

Always been good, four months interest free works well Reviewed on: 13th June 2024

Always available

They are always available, side with the account holder and assist with disputes and transparent Reviewed on: 13th June 2024

Very happy

Iv got items that I needed in an emergency that really helped me out Reviewed on: 13th June 2024

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