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PayPal: PayPal Credit reviews

4.90
Based on 78,493 reviews, last reviewed 20th Apr 2026
2554300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Help me a lot to buy in 3 payments Help me a lot to buy in 3 payments Reviewed on: 20th April 2026
Rebeca G's avatar
Rebeca G

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (78493)

I’m happy with the service always reliable and good...

5
I’m happy with the service always reliable and good communication Reviewed on: 13th June 2024

PayPal is the best payment option!

5
PayPal is always my preferred payment method as their buyer protection is excellent as they have always helped to resolve any issues quickly and efficiently. Using PayPal to checkout is always seamless and its fantastic that PayPal Credit offer flexible options to pay for items, especially when they are high value and the cost can be spread over four months and repaid at 0% interest. Reviewed on: 13th June 2024

Fantastic service from start to finish it’s a qualit...

5
Fantastic service from start to finish it’s a quality service that I would recommend to anyone. Easy to manage and extended credit limits for those who pay on time. Easily manage pay back so you don’t get into arrears Reviewed on: 13th June 2024

Awesome feedback

5
Awesome Reviewed on: 13th June 2024

Very good service and secure payment

5
Very good service and secure payment Reviewed on: 13th June 2024

Don’t know what we would do without PP

5
Don’t know what we would do without PP Reviewed on: 13th June 2024

All in one!

5
I love it, it’s an easy option when checking out. You are able to access credit card and payment plans all in one space. And you can see everything on the app. Would definitely recommend Reviewed on: 13th June 2024

Excellent

5
Happy customer since 2009. Using PayPal for most online transactions. Reviewed on: 13th June 2024

Easy and fast money transfer.

5
Easy and fast money transfer.and online payments Reviewed on: 13th June 2024

Very reliable and help me manage my expenses.

5
Very reliable and help me manage my expenses. Payment plans work really well Reviewed on: 13th June 2024

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