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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Great service

PayPal is very easy to use and great value for money Reviewed on: 9th June 2026

Always easy to use and efficient

Always easy to use and efficient Reviewed on: 9th June 2026

I love all the little extras they offer

I love all the little extras they offer, points with lots of big retailers, transferring money between other PP users, creating fund wallets for events or just paying bills with multiple people. The 'pay in four months' facilitiy for over £100 purchases (I use this a lot!) and the new debit card and credit card which is now added to my Google wallet. Reviewed on: 9th June 2026

Payments in installments

All the time I can split the payments in 3 or more i use paypall is easier and fast. Shame more companies don't do this 3 or more payments Reviewed on: 9th June 2026

I’ve had an excellent experience with Paypal Credit

I’ve had an excellent experience with Papal Credit and would highly recommend their services. One of the things that stands out most is how easy the platform is to use. The website is well designed, intuitive, and user-friendly, making it simple to navigate and manage my account without any hassle. Whether checking account information, making payments, or reviewing details, everything is clearly laid out and accessible. Another major advantage is their strong commitment to online security. In today’s digital environment, protecting personal and financial information is incredibly important, and Papal Credit provides robust online protection that gives me real peace of mind. Their security measures make me feel confident that my data is safe whenever I access my account or conduct transactions online. In addition to the platform’s ease of use and security, the overall experience has been reliable and efficient. The service is straightforward, responsive, and designed with the customer in mind. It’s refreshing to use a financial platform that combines convenience with strong security standards. Overall, Papal Credit has exceeded my expectations, and I wouldn’t hesitate to recommend it to anyone looking for a dependable and secure financial service. Reviewed on: 9th June 2026

I use PayPal for all my online transactions because...

I use PayPal for all my online transactions because I can track my parcels … I have comeback if they don’t come and it’s linked to my phone so everything is quick and easy. Reviewed on: 9th June 2026

Use PayPal

Easy to use, options to pay at interest free rate Reviewed on: 9th June 2026

Convenient way to pay either as a full payment or as...

Convenient way to pay either as a full payment or as multiple payments to spread the cost Reviewed on: 9th June 2026

Simple life

Wry helpful and very easy to use makes me life simple Reviewed on: 9th June 2026

convenient

Flexible interest free credit makes it convenient to buy things when you need them, instead of waiting till payday Reviewed on: 9th June 2026

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