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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Always impressed and use frequently

Always impressed and use frequently and can happily recommend to friends. Good value to use Reviewed on: 9th June 2026

Great, problem-free and secure service

I’ve used PayPal literally hundred of times without an issue. They have a diverse range of services and all appear to be secure. I haven’t needed to use PayPal credit but often use their ‘pay in 3’ option to help me manage my budget especially now I’m a pensioner. Reviewed on: 9th June 2026

Been using PayPal Credit for a while now and it’s be...

Been using PayPal Credit for a while now and it’s been so handy, if I’ve been low on funds for something I needed because of paying bills it’s helped, they regularly inform of any changes in the system and check if you are ok with payments. Reviewed on: 9th June 2026

PayPal is quick and reliable

It is still the best way to send money worldwide instantly and it is linked to our bank account! No fuss ! Reviewed on: 9th June 2026

Excellent I feel safe and protected using PayPal cre...

Excellent I feel safe and protected using PayPal credit Reviewed on: 9th June 2026

Easy to use and plenty of payment options.

Easy to use and plenty of payment options. Reviewed on: 9th June 2026

I've been using PayPal for over 11 years now.

I've been using PayPal for over 11 years now. It's a wonderful service and has been a great enabler of both business and personal transactions. Reputable and trustworthy,I always get a bit annoyed when I find a website doesn't allow payment with PayPal. Reviewed on: 9th June 2026

I use my PayPal credit to bulk buy.

I use my PayPal credit to bulk buy. Mainly cat food and food shopping. It then gives me time to pay off the money before I buy again, the 4 months interest free is great. Reviewed on: 9th June 2026

Easy to work with, no fuss.

Easy to work with, no fuss. Know where you stand and good ina pinch. Reviewed on: 9th June 2026

Excellent service and super excellent in data security

Excellent service and super excellent in data security Reviewed on: 9th June 2026

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