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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Good reliable credit

Good reliable credit that can be used in many places without issue Reviewed on: 9th June 2026

Easy payment options, easy to spread the cost and on...

Easy payment options, easy to spread the cost and on many cases 0% times Reviewed on: 9th June 2026

Simple to use, great interest free options.

Simple to use, great interest free options. Flexible and easily integrated into mobile phone wallet Reviewed on: 9th June 2026

PayPal app

clean app easy to use any problems dealt with efficiently Reviewed on: 9th June 2026

Good for spreading the shopping over 4 months withou...

Good for spreading the shopping over 4 months without interest. Reviewed on: 9th June 2026

Always very efficient service never any problems.

Always very efficient service never any problems. Reviewed on: 9th June 2026

A useful tool to help my friends and family

A useful tool that has allowed me to help my friends and family in different towns with just a few clicks. Its fast, reliable and simple. Ive never struggled with the ui. Its intergrated in to almost every website for payment which is a god send Reviewed on: 9th June 2026

Excellent service highly recommended

Excellent service highly recommended Reviewed on: 9th June 2026

I started using PayPal credit this year and I’m very...

I started using PayPal credit this year and I’m very happy with it; such a great and efficient service I highly recommend it Reviewed on: 9th June 2026

Happywuwik

Easy to use and great if you want to spread your cost over 4 months(purchases over £99) Reviewed on: 9th June 2026

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