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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,837 reviews, last reviewed 20th Apr 2026
2585200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal helps me spread the cost. PayPal helps me spread the cost. Reviewed on: 20th April 2026
Ms SY's avatar
Ms SY

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78837)

Always easy to use and customer services are good

5
Always easy to use and customer services are good Reviewed on: 13th June 2024
Neil D's avatar
Neil D

peace of mind and reliability

5
PayPal credit offers peace of mind and reliability in buy orders when finance is not readily available and gives relaxing options to pay later Reviewed on: 13th June 2024
bassentekim's avatar
bassentekim

Been a PayPal credit customer for a number of years...

5
Been a PayPal credit customer for a number of years now and it’s my go to credit lender. Great product, great service! Reviewed on: 13th June 2024
Charley N's avatar
Charley N

Short and sweet.

5
Short and sweet. Very secure. I Always have peace of mind with PayPal and very few issues Reviewed on: 13th June 2024
Karen D's avatar
Karen D

Goon and bad

4
Great money service but poor customer service Reviewed on: 13th June 2024
Dean's avatar
Dean

Easy to use, secure platform for all the payments, w...

5
Easy to use, secure platform for all the payments, widely available, saves time Reviewed on: 13th June 2024
Grazina Z's avatar
Grazina Z

Paypal Credit

5
Paypal credit is great to buy things when you're short of cash or are a couple of days away from payday. Paypal pay in 3 is also very good. Reviewed on: 13th June 2024
katy troll's avatar
katy troll

Credit made easy

5
Easy to set up, and change payment amounts. You also get notified when payment is due and the special repayment offers help alot Reviewed on: 13th June 2024
Debbie M's avatar
Debbie M

Easy to use.

5
Easy to use. Transactions are easily traced Reviewed on: 13th June 2024
Jade R's avatar
Jade R

Very easy to use and great comms also options to use...

5
Very easy to use and great comms also options to use as default Reviewed on: 13th June 2024
Rob M's avatar
Rob M

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