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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

I love PayPal always so easy to use especially now t...

I love PayPal always so easy to use especially now they have the card Reviewed on: 9th June 2026

Payday Credit is my new Pal

Makes it much easier to pay for things over time….. especially just before payday causing less stress. Reviewed on: 9th June 2026

Trustworthy Service

Friendly service and it's great to be able to use the platform for various payments Reviewed on: 9th June 2026

Keeps it Simple.

Keeps it Simple. Always works. Easily understood. Works without a mobile phone!!! Brilliant no charges either!!! Reviewed on: 9th June 2026

Simply the best

Great experience- helpful solution Reviewed on: 9th June 2026

Always available when needed!

Always available when needed! Good offers for interest free when making bigger purchases Reviewed on: 9th June 2026

Reliable, lots of options and an easy smooth to use...

Reliable, lots of options and an easy smooth to use service. They offer pretty much every feature you could need. They even do physical cards now. I've used them for years and never had an issue yet. Reviewed on: 9th June 2026

PayPal Credit, Cash flow Emergency Saviour.

PayPal Credit has been of great help to me in resolving some emergency cash flow issues. The monthly repayments are considerably cheaper and convenient.They came to my aid when some traditional high street credit providers would not. And I've never let them down by not defaulting in my monthly repayments. Reviewed on: 9th June 2026

Great to use the credit for 3 months 0% APR

Great to use the credit for 3 months without interest. Love the way it's shaped the credit industry and you can use again and again Reviewed on: 9th June 2026

Quick and easy you use.

Quick and easy you use. Having the app means I can track my spending and payments. Reviewed on: 9th June 2026

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