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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,124 reviews, last reviewed 20th Apr 2026
2611900% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use online. Easy and safe to use online. Excellent credit options. Reviewed on: 20th April 2026
Lucyna's avatar
Lucyna

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79124)

Easy to use and great app!

5
Easy to use and great app! Can’t fault it! Reviewed on: 14th June 2024
Carl's avatar
Carl

Fully positive

5
Fully positive never had a bad experience with them before Reviewed on: 14th June 2024
Owen d's avatar
Owen d

I like PayPal credit because it is easier for returns .

5
I like PayPal credit because it is easier for returns . I've two daughters that like to order on line but don't have to pay it all straight away Reviewed on: 14th June 2024
Michaela s's avatar
Michaela s

helped me with credit

5
Has been brilliant, it helped me start my credit history witch lead to a phone contract and credit card, now I have car finance at 21 thanks PayPal u da best Reviewed on: 14th June 2024
Bailie 's avatar
Bailie

Quick decision and straight you see the money.

5
Quick decision and straight you see the money. Also easy to manage with pay in three. Reviewed on: 14th June 2024
B Maleka 's avatar
B Maleka

Great credit provider, i use pay in 3 a lot.

5
Great credit provider, i use pay in 3 a lot. It suits my needs. PayPal is just amazing Reviewed on: 14th June 2024
Bohyeba 's avatar
Bohyeba

PayPal credit is a lifesaver, would never been able...

5
PayPal credit is a lifesaver, would never been able to get my mum's birthday present without it. Reviewed on: 14th June 2024
Scottie Penberthy's avatar
Scottie Penberthy

PayPal Credit has made it easy to pay for items.

5
PayPal Credit has made it easy to pay for items. Reviewed on: 14th June 2024
Trevor Joy's avatar
Trevor Joy

PayPal credit is great, offering flexibility when yo...

5
PayPal credit is great, offering flexibility when you need it. Reviewed on: 14th June 2024
smartmoneyperson's avatar
smartmoneyperson

Quick and easy to use.

5
Quick and easy to use. Reliable and trustworthy. Reviewed on: 14th June 2024
Ryan 's avatar
Ryan

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