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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181053)

PayPal £1000

PayPal is brilliant it’s helped me so much specially with the cost of living at the moment thank you so much pay pal credit Reviewed on: 9th June 2026

PayPal is a reliable safe payment system

PayPal is a reliable safe payment system Reviewed on: 9th June 2026

Pay Pal credit

Pay Pal credit has been very useful for me when purchasing products and needing a little time to pay them off. With an excellent 0% interest plan. Reviewed on: 9th June 2026

Paypal Credit review

Paypal Credit is a really reliable service to buy now pay later Reviewed on: 9th June 2026

Easy to use, really user-freindly

Easy to use, really user-freindly Reviewed on: 9th June 2026

Good customer service, quick to r

Good customer service, quick to r Reviewed on: 9th June 2026

PayPal is a very flexible payment method.

PayPal is a very flexible payment method. Especially if you add a physical credit card to the account. I make regular use of both they standard "Pay in 3" and 4 moths interest free options on £99+ baskets. My big use though is the individual 12 months+ offers provided by many retailers Reviewed on: 9th June 2026

PayPal Credit fantastic product and customer service

I have been using PayPal Credit for many years now and never really been disappointed in all that time! I have found their product, communication and customer service to be very efficient. I have had cause to call PayPal customer services just last month regarding PayPal Credit issue I had - I was dreading trying to get through and talk to someone but was very pleasantly surprised; I spoke to a real person and they explained and dealt with my issue so quickly I was truly shocked how good the service was. Reviewed on: 9th June 2026

PayPal is reliable, secure and rewarding.

PayPal is reliable, secure and rewarding. I have used PayPal for many years and always recommend it to people because with PayPal, your money and information are secure and you don't need to worry about scammers and fraudsters, I use PayPal for my online transactions because it is trustworthy. Reviewed on: 9th June 2026

I have been using PayPal for several years and have...

I have been using PayPal for several years and have found it to be a reliable and convenient payment platform. Sending and receiving money is straightforward, and the security features provide peace of mind when making online purchases. The mobile app is easy to use, and transactions are usually processed quickly. Customer support can sometimes take time to resolve issues, but overall my experience has been positive. PayPal is widely accepted, making it a practical choice for online shopping, business transactions, and international payments. Overall, I would recommend PayPal for its convenience, security, and ease of use. Reviewed on: 9th June 2026

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